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Hdfc Life Guaranteed Income Plan vs Icici Prudential Savings Suraksha

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Hdfc Life Guaranteed Income Plan vs Icici Prudential Savings Suraksha

Hdfc Life Guaranteed Income Plan

HDFC Life Guaranteed Income Insurance Plan is a non-linked, non-participating life insurance saving plan. It offers a regular income payout for 16 to 20 years and ensures financial protection for your loved ones in case of your unfortunate demise. HDFC Life Guaranteed Income Insurance Plan offers yo...

Icici Prudential Savings Suraksha

‘ A combination of savings and protection plan’. ICICI Pru Savings Suraksha is a financial plan that helps you save for future financial goals and provides a financial net to safeguard your loved ones in your absence. It is an ideal choice if you want to collect a lump sum to fulfill you...

PLAN DETAILS

Hdfc Life Guaranteed Income Plan


Icici Prudential Savings Suraksha

Premium Including GST
Key Features
(Key features of the plan)
  • Limited premium payment term
  • Guaranteed sum assured
  • Terminal Bonus Benefit
  • Guaranteed additions
  • Multiple premium options
  • Additional bonuses
Plan Uniqueness
  • Limited premium payment term
  • Guaranteed sum assured
  • Terminal Bonus Benefit
  • Guaranteed additions
  • Multiple premium options
  • Additional bonuses
Plan Maturity age Maximum Maturity Age - 65 years Maximum Maturity Age: 70 years
Premium payment term 8 to 10 years Limited Pay (5,7,10,12) and Regular Pay
Plan Entry Age Minimum Age - 18 years Maximum Age - 49 years Minimum age- 0 Maximum age- 60 years
Sum assured Minimum - Depends on Monthly Premiums Maximum - No Limit 7 to 10 times the annual premium
Premium payment frequency Annual,Semi-Annual,Monthly,Single Monthly, Half-yearly, and Yearly
Plan Sample Premium - -
Plan Brochure Brochure URL Brochure URL
Policy tenure 16 to 20 years 10 to 30 years
Claim Settlement Ratio (2023-24) Minimum Age - 5 year Minimum Age - 5 year

Know More About Plans

HDFC Life Guaranteed Income Insurance Plan is a non-linked, non-participating life insurance saving plan. It offers a regular income payout for 16 to 20 years and ensures financial protection for your loved ones in case of your unfortunate demise.

HDFC Life Guaranteed Income Insurance Plan offers you a range of benefits including:

why-choose
  • Guaranteed income of 11% to 13% per annum
  • Tax Benefits
  • Guaranteed regular income 
  • Guaranteed lump sum on maturity
  • Flexibility
  • Rider protection

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