Hdfc Life Guaranteed Income Plan
vs
Kotak Fortune Maximiser Plan

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Hdfc Life Guaranteed Income Plan vs Kotak Fortune Maximiser Plan

Hdfc Life Guaranteed Income Plan

HDFC Life Guaranteed Income Insurance Plan is a non-linked, non-participating life insurance saving plan. It offers a regular income payout for 16 to 20 years and ensures financial protection for your loved ones in case of your unfortunate demise. HDFC Life Guaranteed Income Insurance Plan offers yo...

Kotak Fortune Maximiser Plan

Kotak Fortune Maximiser is a limited-pay participating endowment plan designed to be customized as per your different objectives. This investment plan offers a choice of 3 life cover options: Life Goal Maximiser, Bright Future Maximiser, or Golden Years Maximiser. You'll even get multiple bonus payo...

PLAN DETAILS

Hdfc Life Guaranteed Income Plan


Kotak Fortune Maximiser Plan

Premium Including GST
Key Features
(Key features of the plan)
  • Limited premium payment term
  • Guaranteed sum assured
  • Terminal Bonus Benefit
  • Spouse Life Cover
  • Coverage till 85 years
  • Choice of Bonus Payout
Plan Uniqueness
  • Limited premium payment term
  • Guaranteed sum assured
  • Terminal Bonus Benefit
  • Spouse Life Cover
  • Coverage till 85 years
  • Choice of Bonus Payout
Plan Maturity age Maximum Maturity Age - 65 years 85 years
Premium payment term 8 to 10 years 6, 8, 10, 12, 15 years
Plan Entry Age Minimum Age - 18 years Maximum Age - 49 years Min- 90 days, Max- 60 years
Sum assured Minimum - Depends on Monthly Premiums Maximum - No Limit No Limit
Premium payment frequency Annual,Semi-Annual,Monthly,Single Yearly, Half-yearly, Quarterly and Monthly
Plan Sample Premium - No Limit
Plan Brochure Brochure URL Brochure URL
Policy tenure 16 to 20 years 85 years
Claim Settlement Ratio (2023-24) Minimum Age - 5 year Minimum Age - 5 year

Know More About Plans

Overview

HDFC Life Guaranteed Income Insurance Plan is a non-linked, non-participating life insurance saving plan. It offers a regular income payout for 16 to 20 years and ensures financial protection for your loved ones in case of your unfortunate demise.

HDFC Life Guaranteed Income Insurance Plan offers you a range of benefits including:

why-choose
  • Guaranteed income of 11% to 13% per annum
  • Tax Benefits
  • Guaranteed regular income 
  • Guaranteed lump sum on maturity
  • Flexibility
  • Rider protection

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Bijender Singh

Reviewed By: Bijender Singh

With 9 years of progressive experience in the insurance industry, including 7 years at Policy X, I have honed my expertise in Life and Health Insurance. My strengths lie in devising customer-centric solutions, streamlining insurance processes, and delivering exceptional service. I have successfully led high-performing teams, excelling in business planning, manpower management, and strategic decision-making.