Hdfc Life Guaranteed Income Plan
vs
Kotak Wealth Optima

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Hdfc Life Guaranteed Income Plan vs Kotak Wealth Optima

Hdfc Life Guaranteed Income Plan

HDFC Life Guaranteed Income Insurance Plan is a non-linked, non-participating life insurance saving plan. It offers a regular income payout for 16 to 20 years and ensures financial protection for your loved ones in case of your unfortunate demise. HDFC Life Guaranteed Income Insurance Plan offers yo...

Kotak Wealth Optima

Kotak Wealth Optima is a ULIP (Unit Linked Insurance Plan) that helps you grow your money over time and protects your family financially in case of your uncertain demise. Two flexible investment strategies are available for you to choose from- Self-managed strategy and Age-based strategy. You can al...

PLAN DETAILS

Hdfc Life Guaranteed Income Plan


Kotak Wealth Optima

Premium Including GST
Key Features
(Key features of the plan)
  • Limited premium payment term
  • Guaranteed sum assured
  • Terminal Bonus Benefit
  • Wealth boosters
  • Whole life coverage option
  • Yearly additions
Plan Uniqueness
  • Limited premium payment term
  • Guaranteed sum assured
  • Terminal Bonus Benefit
  • Wealth boosters
  • Whole life cover
  • Yearly additions
Plan Maturity age Maximum Maturity Age - 65 years Maximum maturity age: 99 years
Premium payment term 8 to 10 years 5/7/10/60- Entry Age
Plan Entry Age Minimum Age - 18 years Maximum Age - 49 years Minimum entry age: 3 years Maximum entry age: 65 years
Sum assured Minimum - Depends on Monthly Premiums Maximum - No Limit 10 Times of Annual Premium
Premium payment frequency Annual,Semi-Annual,Monthly,Single -
Plan Sample Premium - -
Plan Brochure Brochure URL Brochure URL
Policy tenure 16 to 20 years 99- Age of life insured
Claim Settlement Ratio (2023-24) Minimum Age - 5 year Minimum Age - 5 year

Know More About Plans

Overview

HDFC Life Guaranteed Income Insurance Plan is a non-linked, non-participating life insurance saving plan. It offers a regular income payout for 16 to 20 years and ensures financial protection for your loved ones in case of your unfortunate demise.

HDFC Life Guaranteed Income Insurance Plan offers you a range of benefits including:

why-choose
  • Guaranteed income of 11% to 13% per annum
  • Tax Benefits
  • Guaranteed regular income 
  • Guaranteed lump sum on maturity
  • Flexibility
  • Rider protection

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Bijender Singh

Reviewed By: Bijender Singh

With 9 years of progressive experience in the insurance industry, including 7 years at Policy X, I have honed my expertise in Life and Health Insurance. My strengths lie in devising customer-centric solutions, streamlining insurance processes, and delivering exceptional service. I have successfully led high-performing teams, excelling in business planning, manpower management, and strategic decision-making.