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Hdfc Life Guaranteed Income Plan vs Lic Hindi

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Hdfc Life Guaranteed Income Plan vs Lic Hindi

Hdfc Life Guaranteed Income Plan

HDFC Life Guaranteed Income Insurance Plan is a non-linked, non-participating life insurance saving plan. It offers a regular income payout for 16 to 20 years and ensures financial protection for your loved ones in case of your unfortunate demise. HDFC Life Guaranteed Income Insurance Plan offers yo...

Lic Hindi

LIC Nivesh Plus is a unit-linked, non-participating, and single-premium individual life insurance plan. It offers insurance cum investment benefits that help you to stay protected and earn great returns. The plan allows the insured to monetize the investment opportunities associated with the stock m...

PLAN DETAILS

Hdfc Life Guaranteed Income Plan


Lic Hindi

Premium Including GST
Key Features
(Key features of the plan)
  • Limited premium payment term
  • Guaranteed sum assured
  • Terminal Bonus Benefit
  • Affordable Premiums
  • Tax Benefits
  • Flexible Policy Tenure
Plan Uniqueness
  • Limited premium payment term
  • Guaranteed sum assured
  • Terminal Bonus Benefit
  • Partial Withdrawals
  • Switches
  • Guaranteed Additions
Plan Maturity age Maximum Maturity Age - 65 years Maximum Maturity Age - 85 years
Premium payment term 8 to 10 years 10 to 25 years
Plan Entry Age Minimum Age - 18 years Maximum Age - 49 years Minimum Age - 90 days Maximum Age - 70 years
Sum assured Minimum - Depends on Monthly Premiums Maximum - No Limit Rs 1 lakhs to No limit
Premium payment frequency Annual,Semi-Annual,Monthly,Single Annual, half-yearly, quarterly & monthly
Plan Sample Premium - -
Plan Brochure Brochure URL Brochure URL
Policy tenure 16 to 20 years Minimum term - 10 years Maximum term - 25 years
Claim Settlement Ratio (2023-24) Minimum Age - 5 year 98.62

Know More About Plans

HDFC Life Guaranteed Income Insurance Plan is a non-linked, non-participating life insurance saving plan. It offers a regular income payout for 16 to 20 years and ensures financial protection for your loved ones in case of your unfortunate demise.

HDFC Life Guaranteed Income Insurance Plan offers you a range of benefits including:

why-choose
  • Guaranteed income of 11% to 13% per annum
  • Tax Benefits
  • Guaranteed regular income 
  • Guaranteed lump sum on maturity
  • Flexibility
  • Rider protection

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