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Hdfc Life Guaranteed Income Plan vs Pnb Guaranteed Savings

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Hdfc Life Guaranteed Income Plan vs Pnb Guaranteed Savings

Hdfc Life Guaranteed Income Plan

HDFC Life Guaranteed Income Insurance Plan is a non-linked, non-participating life insurance saving plan. It offers a regular income payout for 16 to 20 years and ensures financial protection for your loved ones in case of your unfortunate demise. HDFC Life Guaranteed Income Insurance Plan offers yo...

Pnb Guaranteed Savings

PNB MetLife Guaranteed Savings Plan is an individual, non-participating, non-linked savings plus life insurance policy. By serving dual purposes of creating a savings corpus while also ensuring a life cover, the Guaranteed Savings Plan ensures that your family's monetary needs are looked after even ...

PLAN DETAILS

Hdfc Life Guaranteed Income Plan


Pnb Guaranteed Savings

Premium Including GST
Key Features
(Key features of the plan)
  • Limited premium payment term
  • Guaranteed sum assured
  • Terminal Bonus Benefit
  • Get guaranteed Benefits & Yearly Bonuses on Your Savings
  • Rebates on High Sum Assured
  • 2 Add-on Riders Available
Plan Uniqueness
  • Limited premium payment term
  • Guaranteed sum assured
  • Terminal Bonus Benefit
  • Maturity Benefits
  • Death Benefits
  • Discount on High Sum Assured
Plan Maturity age Maximum Maturity Age - 65 years Maximum Maturity Age - 80 years
Premium payment term 8 to 10 years 5,7,10 years
Plan Entry Age Minimum Age - 18 years Maximum Age - 49 years Minimum Age - 3 years Maximum Age - 60 years
Sum assured Minimum - Depends on Monthly Premiums Maximum - No Limit Rs 1.5 lakh to Rs 4 lakh
Premium payment frequency Annual,Semi-Annual,Monthly,Single Annual, half-yearly, quarterly & monthly
Plan Sample Premium - -
Plan Brochure Brochure URL Brochure URL
Policy tenure 16 to 20 years Minimum term - 10 years Maximum term - 20 years
Claim Settlement Ratio (2023-24) Minimum Age - 5 year Minimum Age - 3 year

Know More About Plans

HDFC Life Guaranteed Income Insurance Plan is a non-linked, non-participating life insurance saving plan. It offers a regular income payout for 16 to 20 years and ensures financial protection for your loved ones in case of your unfortunate demise.

HDFC Life Guaranteed Income Insurance Plan offers you a range of benefits including:

why-choose
  • Guaranteed income of 11% to 13% per annum
  • Tax Benefits
  • Guaranteed regular income 
  • Guaranteed lump sum on maturity
  • Flexibility
  • Rider protection

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