Compare

Hdfc Life Guaranteed Income Plan vs Sbi Life Smart Humsafar Plan

  • features icon No Spam
  • features icon No mis-selling
  • features icon No pushy sales

VS

Buy Policy in just 2 mins

Buy Policy in just 2 mins

Happy Customers

2 lakh + Happy Customers

Free Comparison

Free Comparison

Customized Term Insurance Plan for you.

Get upto 10% Online Discount*

GENDER

Hdfc Life Guaranteed Income Plan vs Sbi Life Smart Humsafar Plan

Hdfc Life Guaranteed Income Plan

HDFC Life Guaranteed Income Insurance Plan is a non-linked, non-participating life insurance saving plan. It offers a regular income payout for 16 to 20 years and ensures financial protection for your loved ones in case of your unfortunate demise. HDFC Life Guaranteed Income Insurance Plan offers yo...

Sbi Life Smart Humsafar Plan

SBI Life Smart Humsafar Plan is an insurance cum savings plan that provides you with dual benefits of protection along with saving benefits. It is a joint life insurance plan that covers you and your spouse under a single policy. You can choose the sum assured ranging from Rs 1 lakh to Rs 5 crores a...

PLAN DETAILS

Hdfc Life Guaranteed Income Plan


Sbi Life Smart Humsafar Plan

Premium Including GST
Key Features
(Key features of the plan)
  • Limited premium payment term
  • Guaranteed sum assured
  • Terminal Bonus Benefit
  • Joint life plan
  • Waiver of premiums
  • Participation in profits
Plan Uniqueness
  • Limited premium payment term
  • Guaranteed sum assured
  • Terminal Bonus Benefit
  • Participation in profits
  • Waiver of premiums
  • Tax Benefits
Plan Maturity age Maximum Maturity Age - 65 years Maximum maturity age: 65 years
Premium payment term 8 to 10 years Same as the policy term
Plan Entry Age Minimum Age - 18 years Maximum Age - 49 years Minimum entry age: 30 years Maximum entry age: 60 Years
Sum assured Minimum - Depends on Monthly Premiums Maximum - No Limit Minimum sum assured: 1 Lakh Maximum sum assured: 5 Crores
Premium payment frequency Annual,Semi-Annual,Monthly,Single Monthly, Quarterly, Half-yearly, and Yearly
Plan Sample Premium - -
Plan Brochure Brochure URL Brochure URL
Policy tenure 16 to 20 years 10 to 30 years
Claim Settlement Ratio (2024-25) Minimum Age - 5 year Minimum Age - 5 year

Know More About Plans

HDFC Life Guaranteed Income Insurance Plan is a non-linked, non-participating life insurance saving plan. It offers a regular income payout for 16 to 20 years and ensures financial protection for your loved ones in case of your unfortunate demise.

HDFC Life Guaranteed Income Insurance Plan offers you a range of benefits including:

why-choose
  • Guaranteed income of 11% to 13% per annum
  • Tax Benefits
  • Guaranteed regular income 
  • Guaranteed lump sum on maturity
  • Flexibility
  • Rider protection

Other Life Insurance Companies

Consult for Personalized Insurance Advice

Contact With Advisor

But how does it work?

Schedule a call with India’s number 1 trusted advisor with a 4.5+ rating on Google. We are not your average insurance agents. Our advisors are experts in their insurance knowledge and will give you the right information at the right time. The service is free of cost! Don’t worry, we won’t spam as we value your time.