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Hdfc Life Guaranteed Income Plan vs Sbi Life Smart Lifetime Saver

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Hdfc Life Guaranteed Income Plan vs Sbi Life Smart Lifetime Saver

Hdfc Life Guaranteed Income Plan

HDFC Life Guaranteed Income Insurance Plan is a non-linked, non-participating life insurance saving plan. It offers a regular income payout for 16 to 20 years and ensures financial protection for your loved ones in case of your unfortunate demise. HDFC Life Guaranteed Income Insurance Plan offers yo...

Sbi Life Smart Lifetime Saver

SBI Life Smart Lifetime Saver is a non-participating Whole Life Insurance plan. It offers dual benefits of insurance & saving under the same policy. This plan will pay regular guaranteed and non-guaranteed income through cash bonuses. SBI Life Smart Lifetime Saver is a versatile savings plan lif...

PLAN DETAILS

Hdfc Life Guaranteed Income Plan


Sbi Life Smart Lifetime Saver

Premium Including GST
Key Features
(Key features of the plan)
  • Limited premium payment term
  • Guaranteed sum assured
  • Terminal Bonus Benefit
  • Whole life cover
  • Guaranteed regular income
  • Rider benefits
Plan Uniqueness
  • Limited premium payment term
  • Guaranteed sum assured
  • Terminal Bonus Benefit
  • Whole life cover
  • Guaranteed survival income
  • Tax benefits
Plan Maturity age Maximum Maturity Age - 65 years Maximum maturity age: 100 years
Premium payment term 8 to 10 years 10/12/15 Years
Plan Entry Age Minimum Age - 18 years Maximum Age - 49 years Minimum age: 90 Days Maximum age: 55 Years
Sum assured Minimum - Depends on Monthly Premiums Maximum - No Limit Minimum sum assured: 30,000 Maximum sum assured: No Limit
Premium payment frequency Annual,Semi-Annual,Monthly,Single Yearly, Half-yearly, Monthly
Plan Sample Premium - -
Plan Brochure Brochure URL Brochure URL
Policy tenure 16 to 20 years 100 minus Age at Entry
Claim Settlement Ratio (2023-24) Minimum Age - 5 year Minimum Age - 5 year

Know More About Plans

HDFC Life Guaranteed Income Insurance Plan is a non-linked, non-participating life insurance saving plan. It offers a regular income payout for 16 to 20 years and ensures financial protection for your loved ones in case of your unfortunate demise.

HDFC Life Guaranteed Income Insurance Plan offers you a range of benefits including:

why-choose
  • Guaranteed income of 11% to 13% per annum
  • Tax Benefits
  • Guaranteed regular income 
  • Guaranteed lump sum on maturity
  • Flexibility
  • Rider protection

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