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Hdfc Life Guaranteed Income Plan vs Sbi Smart Money Back

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Hdfc Life Guaranteed Income Plan vs Sbi Smart Money Back

Hdfc Life Guaranteed Income Plan

HDFC Life Guaranteed Income Insurance Plan is a non-linked, non-participating life insurance saving plan. It offers a regular income payout for 16 to 20 years and ensures financial protection for your loved ones in case of your unfortunate demise. HDFC Life Guaranteed Income Insurance Plan offers yo...

Sbi Smart Money Back

Your Family Depends on you! Ensure to give them a life you have dreamt of. With SBI Life Smart Money Back Gold, invest your money and get higher returns in the future. SBI Life Smart Money Back Gold is a non-linked, participating life insurance savings plan. It offers an added advantage of life cove...

PLAN DETAILS

Hdfc Life Guaranteed Income Plan


Sbi Smart Money Back

Premium Including GST
Key Features
(Key features of the plan)
  • Limited premium payment term
  • Guaranteed sum assured
  • Terminal Bonus Benefit
  • All About SBI Life Smart Money Back Gold
  • Key Features & Benefits of The Plan
  • Sample Illustration of The Plan
Plan Uniqueness
  • Limited premium payment term
  • Guaranteed sum assured
  • Terminal Bonus Benefit
  • Cash Inflows
  • Survival Benefit
  • Staff Discounts
Plan Maturity age Maximum Maturity Age - 65 years Maximum Maturity Age - 70 years
Premium payment term 8 to 10 years 15 to 25 years
Plan Entry Age Minimum Age - 18 years Maximum Age - 49 years Minimum Age - 14 years Maximum Age - 55 years
Sum assured Minimum - Depends on Monthly Premiums Maximum - No Limit Rs 2,00,000 to No limit
Premium payment frequency Annual,Semi-Annual,Monthly,Single Annual, half-yearly, quarterly & monthly
Plan Sample Premium - -
Plan Brochure Brochure URL Brochure URL
Policy tenure 16 to 20 years Minimum term - 15 years Maximum term - 25 years
Claim Settlement Ratio (2023-24) Minimum Age - 5 year Minimum Age - 5 year

Know More About Plans

HDFC Life Guaranteed Income Insurance Plan is a non-linked, non-participating life insurance saving plan. It offers a regular income payout for 16 to 20 years and ensures financial protection for your loved ones in case of your unfortunate demise.

HDFC Life Guaranteed Income Insurance Plan offers you a range of benefits including:

why-choose
  • Guaranteed income of 11% to 13% per annum
  • Tax Benefits
  • Guaranteed regular income 
  • Guaranteed lump sum on maturity
  • Flexibility
  • Rider protection

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