Hdfc Life My Assured Income Plan
vs
Sbi Life Smart Platina Plus
- Choose your coverage tenure
- Multiple sum assured options
- Enhance coverage with add-ons
| PLAN DETAILS |
 Hdfc Life My Assured Income Plan |
 Sbi Life Smart Platina Plus |
| Premium Including GST | ||
| Key Features (Key features of the plan) |
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| Plan Uniqueness |
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| Plan Maturity age | Maximum Maturity Age - NA | Maximum maturity age: 99 years |
| Premium payment term | 5 years, 8 years | Minimum: 6 Years Maximum: 10 Years |
| Plan Entry Age | Minimum Age - 2 years Maximum Age - 60 years | Minimum entry age: 30 years Maximum entry age: 60 Years |
| Sum assured | Minimum - NA Maximum - NA | Minimum sum assured: 5,50,000 Maximum sum assured: No Limit |
| Premium payment frequency | Monthly, Half-yearly, and Yearly | Yearly, Half-yearly,Monthly |
| Plan Sample Premium | - | - |
| Plan Brochure | Brochure URL | Brochure URL |
| Policy tenure | 10 Years, 16 Years | 20 years to 36 years |
| Claim Settlement Ratio (2023-24) | Minimum Age - 5 year | Minimum Age - 5 year |
‘A combination of income and family protection plan’. HDFC Life My Assured Income Plan is a perfect blend of a guaranteed income plan and a family protection plan. This plan offers you guaranteed incomes at specific durations along with a life cover to protect your family financially even after your untimely demise. You have to make premium payments for a limited term while you enjoy income benefits for a longer duration. This plan offers you a range of benefits including guaranteed income benefits, terminal benefits, enhanced protection through riders such as critical illness or term rider, death benefits, sum assured discount on higher premiums, etc. This plan offers three plan options to choose from- uniform income benefits, enhanced income benefits, and increasing income benefits. In case of the policyholder’s demise during the premium payment tenure, the death benefits are paid to their loved ones and the policy will lapse with immediate effect.
HDFC Life Assured Income Plan is a non-participating, non-linked savings life insurance plan. We will read the plan in detail in the section below for more clarity and better understanding.
HDFC Life Assured Income Plan offers you a range of benefits including:
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