Hdfc Life Uday Plan vs Bharti Axa Life Super Series Plan

Invest today for a worry-free tomorrow with the HDFC Life Uday Savings Plan for a brighter future.

HDFC Life Uday, from HDFC Life Insurance, is a guaranteed savings plan that offers the dual benefit of wealth creation and family protection. Upon your unfortunate death, your family will receive a lump sum death benefit. If you outlive the policy term, you will receive a maturity benefit. You will also get 3% p.a. guaranteed additions during the first five policy years.

The insurer pays a cash bonus to the policyholder at the end of each financial year. If you do not wish to continue your policy, you can surrender it and receive a Guaranteed Surrender Value (GSV). The plan also offers Auto Cover Continuance, where your death benefit continues for the next year even if you miss a premium payment. HDFC offers a discount on a high sum assured of ₹2 lakhs and above.

HDFC Life Uday is a non-participating, non-linked savings life insurance plan.

HDFC Life Uday Plan offers a range of benefits including:

With the Bharti AXA Super Series Plan, enjoy guaranteed savings and income for a worry-free tomorrow! Bharti AXA Life Super Series provides guaranteed savings along with the benefit of guaranteed income and assured life cover. It offers assured income, which increases every year during the payout period. With the Super Series plan, you also get guaranteed periodic lump sums at the start and end of the payout period to fulfill your family's goals. This investment plan offers you the flexibility to choose from any of the Super 6, Super 7, or Super 10 options as per your required investment duration and returns. In addition, at the end of the policy term, a guaranteed maturity addition of 30% of the ‘sum assured on maturity’ will also be paid as a reward for staying invested for the entire policy term. This plan offers the dual benefits of insurance and disciplined savings at highly affordable premiums.

Key Features of Bharti AXA Life Super Series Plan

• You can choose from the Super 6, Super 7, or Super 10 options as per your required investment duration and returns.
• The plan offers guaranteed cash payouts from the end of the premium payment term till maturity or death, whichever is earlier.
• The guaranteed cash payout will be 12% of the ‘sum assured on maturity’, which increases every year during the payout period.
• The plan also offers a lump sum cash payout of 50% of ‘sum assured on maturity’ at the start and end of the payout period.
• At maturity, a guaranteed maturity addition of 30% of the ‘sum assured on maturity’ will also be paid as a reward for staying invested for the entire policy term.
• The plan has 5 optional add-on riders, which help you stay protected against risks with an extra payout.