Hdfc Super Income Plan vs Bharti Axa Life Super Series Plan

HDFC Super Income Plan is a comprehensive, non-linked savings plan that provides a combination of regular income and insurance coverage. It offers nine different plan options, allowing you to choose premium payment and policy terms that suit your needs. Key features include regular income from the 2nd year onward and 3.4% to 12.5% additional survival benefit until the policy tenure.

This plan is suitable for individuals seeking a balance of regular income and life insurance protection to support their long-term financial goals and families in their absence.

HDFC Super Income Plan offers a range of benefits including:

With the Bharti AXA Super Series Plan, enjoy guaranteed savings and income for a worry-free tomorrow! Bharti AXA Life Super Series provides guaranteed savings along with the benefit of guaranteed income and assured life cover. It offers assured income, which increases every year during the payout period. With the Super Series plan, you also get guaranteed periodic lump sums at the start and end of the payout period to fulfill your family's goals. This investment plan offers you the flexibility to choose from any of the Super 6, Super 7, or Super 10 options as per your required investment duration and returns. In addition, at the end of the policy term, a guaranteed maturity addition of 30% of the ‘sum assured on maturity’ will also be paid as a reward for staying invested for the entire policy term. This plan offers the dual benefits of insurance and disciplined savings at highly affordable premiums.

Key Features of Bharti AXA Life Super Series Plan

• You can choose from the Super 6, Super 7, or Super 10 options as per your required investment duration and returns.
• The plan offers guaranteed cash payouts from the end of the premium payment term till maturity or death, whichever is earlier.
• The guaranteed cash payout will be 12% of the ‘sum assured on maturity’, which increases every year during the payout period.
• The plan also offers a lump sum cash payout of 50% of ‘sum assured on maturity’ at the start and end of the payout period.
• At maturity, a guaranteed maturity addition of 30% of the ‘sum assured on maturity’ will also be paid as a reward for staying invested for the entire policy term.
• The plan has 5 optional add-on riders, which help you stay protected against risks with an extra payout.