Hdfc Life Uday Plan
vs
Smart Life Plan
- Choose your coverage tenure
- Multiple sum assured options
- Enhance coverage with add-ons
| PLAN DETAILS |
 Hdfc Life Uday Plan |
 Smart Life Plan |
| Premium Including GST | ||
| Key Features (Key features of the plan) |
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| Plan Uniqueness |
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| Plan Maturity age | Maximum maturity age: 70 years | Maximum Maturity Age - 75 years |
| Premium payment term | Minimum: 8 years Maximum: 10 years | 6, 8, 10, 12, and 15 years |
| Plan Entry Age | Minimum Age: 18 years Maximum Age: 55 years | Minimum Age - 3 years Maximum Age - 55 years |
| Sum assured | Minimum: Rs. 28,465 Maximum: No limit | Rs. 2,50,000 to No limit |
| Premium payment frequency | Monthly, Quarterly, Half-Yearly or Annually | Annual, half-yearly, quarterly & monthly |
| Plan Sample Premium | - | - |
| Plan Brochure | Brochure URL | Brochure URL |
| Policy tenure | 12 to 15 years | 75 years less entry age of life insured |
| Claim Settlement Ratio (2023-24) | Minimum Age - 5 year | Minimum Age - 5 year |
Invest today for a worry-free tomorrow: HDFC Life Uday Savings Plan for a brighter future.
HDFC Life Uday, from HDFC Investment Life Insurance, is a guaranteed savings plan that allows you to get the dual benefit of wealth creation and family protection. Upon your unfortunate death, your family shall receive a lump sum death benefit. On the other hand, you can acquire a maturity benefit if you outlive the policy term. You'll even get 3% p.a. guaranteed additions during the first five policy years.
However, the insurer paid a cash bonus to the policyholder at the end of each financial year. If you don't want to continue your policy, you can surrender it and get a Guaranteed Surrender Value (GSV). After that, your death benefit continues for the next year, even if you miss a premium payment. HDFC offers a discount on a high sum assured on the maturity of 2 lakhs & above.
HDFC Life Uday is a non-participating, non-linked savings life insurance plan. We will read the plan in detail in the section below for more clarity and better understanding.
HDFC Life Uday Plan offers you a range of benefits including:
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