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Icici Pru Assured Savings Insurance Plan vs Indiafirst Life Wealth Maximizer

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Icici Pru Assured Savings Insurance Plan vs Indiafirst Life Wealth Maximizer

Icici Pru Assured Savings Insurance Plan

‘Save smartly with ICICI Pru Assured Savings get guaranteed returns and life cover’. There's no harm in saving some money for the future. Keep in mind that ICICI Pru presents an ICICI Pru Assured Savings Insurance Plan, a plan that gives you guaranteed benefits on survival, maturity, or ...

Indiafirst Life Wealth Maximizer

IndiaFirst Life Wealth Maximizer is a unit-linked, non-participating savings insurance plan offered by Indiafirst Life Insurance. It is designed to provide the dual benefits of investment and insurance coverage. With a minimum entry age of 5 years and a maximum entry age of 55 years, this plan comes...

PLAN DETAILS

Icici Pru Assured Savings Insurance Plan


Indiafirst Life Wealth Maximizer

Premium Including GST
Key Features
(Key features of the plan)
  • 9% to 11% Guaranteed Additions
  • Guaranteed maturity benefits
  • Special Surrender Value (SSV)
  • 7 different fund options
  • 3 different investment strategies
  • Partial withdrawal option
Plan Uniqueness
  • Flexible premium payment
  • Survival benefits
  • Maturity benefits
  • 7 different fund options
  • Three different investment strategies
  • Partial withdrawal option
Plan Maturity age Maximum maturity age - 72 years Maximum Maturity Age - 90 years
Premium payment term 5/7/8/10/12 years Single, Limited, Regular
Plan Entry Age Minimum age - 0 years Maximum age - 60 years Minimum Age - 5 year Maximum Age - 65 years
Sum assured Minimum sum assured - 84,000 Maximum sum assured - 4 Lakhs Higher of: (10* Annualized Premium) or (0.5 * Policy Term * Annual Premium)
Premium payment frequency Annual / Half-yearly / Monthly Annual, half-yearly, quarterly & monthly
Plan Sample Premium - -
Plan Brochure Brochure URL Brochure URL
Policy tenure 10 to 20 years Minimum term - 5 years Maximum term - 85 years
Claim Settlement Ratio (2024-25) Minimum Age - 5 year Minimum Age - 5 year

Know More About Plans

‘Save smartly with ICICI Pru Assured Savings get guaranteed returns and life cover’.

There's no harm in saving some money for the future. Keep in mind that ICICI Pru presents an ICICI Pru Assured Savings Insurance Plan, a plan that gives you guaranteed benefits on survival, maturity, or death. You'll even receive 9%, 10%, or 11% of guaranteed addition automatically added to your base cover annually. 

Along with other benefits, the investment plan offers flexibility to choose the premium payment term (PPT) and policy term (PT) based on your needs. You can even surrender your policy at any time after paying a two-year premium and get a Special Surrender Value (SSV).

ICICI Pru Assured Savings is a versatile savings plan life insurance plan. We will read the plan in detail in the section below for more clarity and better understanding.

ICICI Pru Assured Savings Plan offers you a range of benefits including:

why-choose
  • Guaranteed Benefits
  • Tax Benefits
  • Flexibility
  • Special surrender value
  • Loan benefit
  • Life cover 

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