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Icici Pru Assured Savings Insurance Plan vs Sbi Life Smart Platina Plus

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Icici Pru Assured Savings Insurance Plan vs Sbi Life Smart Platina Plus

Icici Pru Assured Savings Insurance Plan

‘Save smartly with ICICI Pru Assured Savings get guaranteed returns and life cover’. There's no harm in saving some money for the future. Keep in mind that ICICI Pru presents an ICICI Pru Assured Savings Insurance Plan, a plan that gives you guaranteed benefits on survival, maturity, or ...

Sbi Life Smart Platina Plus

SBI Life Smart Platina Plus is a comprehensive, non-linked, non-participating individual life insurance savings product offered by SBI Life Insurance. This plan provides the dual benefit of life insurance and a guaranteed regular income option. It features flexible premium payment terms of 6,7,8,10 ...

PLAN DETAILS

Icici Pru Assured Savings Insurance Plan


Sbi Life Smart Platina Plus

Premium Including GST
Key Features
(Key features of the plan)
  • 9% to 11% Guaranteed Additions
  • Guaranteed maturity benefits
  • Special Surrender Value (SSV)
  • Guaranteed addition on maturity
  • Flexible income payout option
  • Limited premium payment option
Plan Uniqueness
  • Flexible premium payment
  • Survival benefits
  • Maturity benefits
  • Tax Benefits
  • Loan Benefits
  • 2 Plan options
Plan Maturity age Maximum maturity age - 72 years Maximum maturity age: 99 years
Premium payment term 5/7/8/10/12 years Minimum: 6 Years Maximum: 10 Years
Plan Entry Age Minimum age - 0 years Maximum age - 60 years Minimum entry age: 30 years Maximum entry age: 60 Years
Sum assured Minimum sum assured - 84,000 Maximum sum assured - 4 Lakhs Minimum sum assured: 5,50,000 Maximum sum assured: No Limit
Premium payment frequency Annual / Half-yearly / Monthly Yearly, Half-yearly,Monthly
Plan Sample Premium - -
Plan Brochure Brochure URL Brochure URL
Policy tenure 10 to 20 years 20 years to 36 years
Claim Settlement Ratio (2024-25) Minimum Age - 5 year Minimum Age - 5 year
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Know More About Plans

‘Save smartly with ICICI Pru Assured Savings get guaranteed returns and life cover’.

There's no harm in saving some money for the future. Keep in mind that ICICI Pru presents an ICICI Pru Assured Savings Insurance Plan, a plan that gives you guaranteed benefits on survival, maturity, or death. You'll even receive 9%, 10%, or 11% of guaranteed addition automatically added to your base cover annually. 

Along with other benefits, the investment plan offers flexibility to choose the premium payment term (PPT) and policy term (PT) based on your needs. You can even surrender your policy at any time after paying a two-year premium and get a Special Surrender Value (SSV).

ICICI Pru Assured Savings is a versatile savings plan life insurance plan. We will read the plan in detail in the section below for more clarity and better understanding.

ICICI Pru Assured Savings Plan offers you a range of benefits including:

why-choose
  • Guaranteed Benefits
  • Tax Benefits
  • Flexibility
  • Special surrender value
  • Loan benefit
  • Life cover 

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