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Icici Pru Cash Advantage vs Bharti Axa Life Unnati Plan

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Icici Pru Cash Advantage vs Bharti Axa Life Unnati Plan

Icici Pru Cash Advantage

ICICI Pru Cash Advantage is a non-linked individual life insurance savings plan. It offers comprehensive benefits of savings and protection in the same plan. This plan provides guaranteed monthly income for 10 years. It also offers an additional cash bonus for each policy year ( if declared). You ca...

Bharti Axa Life Unnati Plan

Bharti AXA Life Unnati is a two-in-one protection and savings-based life insurance policy. It is designed to offer guaranteed and non-guaranteed benefits along with protection up to 100 years of age. The plan allows you to get income from the end of the 2nd or 4th policy year as per your chosen plan...

PLAN DETAILS

Icici Pru Cash Advantage


Bharti Axa Life Unnati Plan

Premium Including GST
Key Features
(Key features of the plan)
  • Guaranteed Cash Benefit
  • Life cover
  • Policy Loan
  • 15x Protection
  • Yearly Cash Bonus
  • Guaranteed Income
Plan Uniqueness
  • Guaranteed Cash Benefit
  • Life cover
  • Policy Loan
  • 15x Protection
  • Yearly Cash Bonus
  • Guaranteed Income
Plan Maturity age Maximum Maturity Age - 75 years Maximum Maturity Age - 84 years
Premium payment term 5/10 Years 5,7,10,12 years
Plan Entry Age Minimum Age - 30 Days Maximum Age - 60 Years Minimum- 91 days, Maximum- 60 years
Sum assured Minimum - 7 times / Maximum - 10 times the available SA No limit
Premium payment frequency Annual / Half-yearly / Monthly Annual, half-yearly, quarterly & monthly
Plan Sample Premium - -
Plan Brochure Brochure URL Brochure URL
Policy tenure 15 to 20 years Minimum term - 15 years Maximum term - 24 years
Claim Settlement Ratio (2023-24) Minimum Age - 5 year Minimum Age - 0 year

Know More About Plans

ICICI Pru Cash Advantage is a non-linked individual life insurance savings plan. It offers comprehensive benefits of savings and protection in the same plan. This plan provides guaranteed monthly income for 10 years. It also offers an additional cash bonus for each policy year ( if declared).

You can also avail yourself of a policy loan against ICICI Pru Cash Advantage for up to 80% of your surrender value. In short, this is a perfect saving plan for individuals who are looking for a payout term immediately after the premium payment term.

ICICI Pru Cash Advantage is a diverse insurance plan life insurance plan. We will read the plan in detail in the section below for more clarity and better understanding.

ICICI Pru Cash Advantage Plan offers you a range of benefits including:

why-choose
  • Guaranteed Monthly Cash Payout
  • Tax Benefits
  • Flexibility
  • Life cover
  • Flexible PPT 
  • Loan benefits

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