Icici Pru Cash Advantage vs Kotak Guaranteed Fortune Builder Plan

ICICI Pru Cash Advantage is a non-linked individual life insurance savings plan. It offers comprehensive benefits of savings and protection in the same plan. This plan provides guaranteed monthly income for 10 years. It also offers an additional cash bonus for each policy year ( if declared).

You can also avail yourself of a policy loan against ICICI Pru Cash Advantage for up to 80% of your surrender value. In short, this is a perfect saving plan for individuals who are looking for a payout term immediately after the premium payment term.

ICICI Pru Cash Advantage is a diverse insurance plan life insurance plan. We will read the plan in detail in the section below for more clarity and better understanding.

ICICI Pru Cash Advantage Plan offers you a range of benefits including:

• Guaranteed Monthly Cash Payout
• Tax Benefits
• Flexibility

• Life cover
• Flexible PPT 
• Loan benefits

Kotak Guaranteed Fortune Builder is a comprehensive savings plan that helps you protect your family’s future with an assurance to fulfill your goals. It offers guaranteed benefits with multiple plan options to suit different plans and objectives. It includes wealth creation, income for short-term or long-term goals, and protecting your child's future with guaranteed payouts.  This Investment plan offers a liquidity option in which you can encash the cash value of guaranteed yearly addition. You can add your spouse to the same plan and get cover for two people. It offers value-added services for females, such as a premium break feature where female policyholders can avail of a 1-year premium break during the premium payment term.  Guaranteed Fortune Builder offers inbuilt health & wellbeing management services such as consultation, medical care, home health care, etc, with no additional charges. Let’s learn more about the plan in detail.

Kotak Life Insurance Guaranteed Fortune Builder Plan offers you a range of benefits including:

• Stay protected with a life cover for the entire policy term.
• The plan offers multiple guaranteed benefits to meet your different needs.
• In this plan, you'll get inbuilt health & well-being management services at no extra charge.

• The plan allows you to encash the cash value of guaranteed yearly addition.
• Female policyholders can avail of a 1-year premium break during the premium payment term.
• Under the spouse cover feature, you can add your spouse under the same plan in exchange for an additional premium.