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Icici Pru Cash Advantage
VS
Smart Life Plan
| PLAN DETAILS |
Icici Pru Cash Advantage |
Smart Life Plan |
| Premium Including GST | ||
| Key Features (Key features of the plan) |
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| Plan Uniqueness |
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| Plan Maturity age | Maximum Maturity Age - 75 years | Maximum Maturity Age - 75 years |
| Premium payment term | 5/10 Years | 6, 8, 10, 12, and 15 years |
| Plan Entry Age | Minimum Age - 30 Days Maximum Age - 60 Years | Minimum Age - 3 years Maximum Age - 55 years |
| Sum assured | Minimum - 7 times / Maximum - 10 times the available SA | Rs. 2,50,000 to No limit |
| Premium payment frequency | Annual / Half-yearly / Monthly | Annual, half-yearly, quarterly & monthly |
| Plan Sample Premium | - | - |
| Plan Brochure | Brochure URL | Brochure URL |
| Policy tenure | 15 to 20 years | 75 years less entry age of life insured |
| Claim Settlement Ratio (2023-24) | Minimum Age - 5 year | Minimum Age - 5 year |
ICICI Pru Cash Advantage is a non-linked individual life insurance savings plan. It offers comprehensive benefits of savings and protection in the same plan. This plan provides guaranteed monthly income for 10 years. It also offers an additional cash bonus for each policy year ( if declared).
You can also avail yourself of a policy loan against ICICI Pru Cash Advantage for up to 80% of your surrender value. In short, this is a perfect saving plan for individuals who are looking for a payout term immediately after the premium payment term.
ICICI Pru Cash Advantage is a diverse insurance plan life insurance plan. We will read the plan in detail in the section below for more clarity and better understanding.
ICICI Pru Cash Advantage Plan offers you a range of benefits including:
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