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Icici Prudential Savings Suraksha vs Icici Pru Assured Savings Insurance Plan

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Icici Prudential Savings Suraksha vs Icici Pru Assured Savings Insurance Plan

Icici Prudential Savings Suraksha

'A combination of savings and protection plan.'ICICI Pru Savings Suraksha is a financial plan that helps you save for future financial goals and provides a financial net to safeguard your loved ones in your absence. It is an ideal choice if you want to collect a lump sum to fulfill your financial go...

Icici Pru Assured Savings Insurance Plan

‘Save smartly with ICICI Pru Assured Savings to get guaranteed returns and life cover’. There's no harm in saving some money for the future. ICICI Pru presents an ICICI Pru Assured Savings Insurance Plan, a plan that gives you guaranteed benefits on survival, maturity, or death. You'll even rece...

PLAN DETAILS

Icici Prudential Savings Suraksha


Icici Pru Assured Savings Insurance Plan

Premium Including GST
Key Features
(Key features of the plan)
  • Guaranteed additions
  • Multiple premium options
  • Additional bonuses
  • 9% to 11% Guaranteed Additions
  • Guaranteed maturity benefits
  • Special Surrender Value (SSV)
Plan Uniqueness
  • Guaranteed additions
  • Multiple premium options
  • Additional bonuses
  • Flexible premium payment
  • Survival benefits
  • Maturity benefits
Plan Maturity age Maximum Maturity Age: 70 years Maximum maturity age - 72 years
Premium payment term Limited Pay (5, 7, 10, 12 years) and Regular Pay 5/7/8/10/12 years
Plan Entry Age Minimum age: 0 years, Maximum age: 60 years Minimum age - 0 years Maximum age - 60 years
Sum assured 7 to 10 times the annual premium Minimum sum assured - 84,000 Maximum sum assured - 4 Lakhs
Premium payment frequency Monthly, Half-yearly, and Yearly Annual / Half-yearly / Monthly
Plan Sample Premium - -
Plan Brochure Brochure URL Brochure URL
Policy tenure 10 to 30 years 10 to 20 years
Claim Settlement Ratio (2024-25) Minimum Age - 5 year Minimum Age - 5 year

Know More About Plans

'A combination of savings and protection plan.'

ICICI Pru Savings Suraksha is a financial plan that helps you save for future financial goals and provides a financial net to safeguard your loved ones in your absence. It is an ideal choice if you want to collect a lump sum to fulfill your financial goals and protect your family members even in your absence.

This plan offers numerous benefits including guaranteed additions, terminal and revisionary bonuses (if declared), death benefits, surrender benefits, and maturity benefits on survival. This investment plan offers two options to pay premiums: limited pay (5, 7, 10, or 12 years) and regular pay (for 10 to 30 years). You can also get a loan on your policy if you have paid regular premiums for a minimum of two years. The sum assured paid on the uncertain demise of the policyholder usually ranges from 7 to 10 times the annual premiums paid.

ICICI Pru Savings Suraksha is a versatile life insurance plan. Let's explore the plan in detail for more clarity and a better understanding.

ICICI Savings Suraksha Plan offers a range of benefits including:

  • Guaranteed Benefits
  • Tax Benefits
  • Flexibility
  • Multiple payment options
  • Policy revival
  • Surrender value

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