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Indiafirst Life Smart Save vs Smart Life Plan

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Indiafirst Life Smart Save vs Smart Life Plan

Indiafirst Life Smart Save

Secure your future with the IndiaFirst Smart Save plan: Invest smartly and watch your wealth grow.IndiaFirst Smart Save Plan is a unit-linked life insurance endowment plan. It helps you build wealth with market-linked returns and offers security with a life cover. With the Smart Save plan, you can c...

Smart Life Plan

Kotak SmartLife is a non-linked, participating life insurance plan. It provides an option to get cash bonus payouts from the end of the 1st policy year to look after immediate financial needs. Policyholders can use such bonuses to take care of their families in their absence. Kotak SmartLife Pl...

PLAN DETAILS

Indiafirst Life Smart Save


Smart Life Plan

Premium Including GST
Key Features
(Key features of the plan)
  • Choice of Fund Options
  • Partial Withdrawal
  • Life Cover Protection
  • Explore All about Kotak SmartLife Insurance
  • Understand the Key Features & Benefits
  • Check Eligibility Criteria
Plan Uniqueness
  • Choice of Fund Options Partial Withdrawal Life Cover Protection
  • Comprehensive Protection
  • Survival Benefit
  • Maturity benefit
Plan Maturity age Maximum Maturity Age - 75 years Maximum Maturity Age - 75 years
Premium payment term 5,7 years 6, 8, 10, 12, and 15 years
Plan Entry Age Minimum Age - 5 year Maximum Age - 65 years Minimum Age - 3 years Maximum Age - 55 years
Sum assured 125% of Single Premium Rs. 2,50,000 to No limit
Premium payment frequency Annual, half-yearly, quarterly & monthly Annual, half-yearly, quarterly & monthly
Plan Sample Premium - -
Plan Brochure Brochure URL Brochure URL
Policy tenure Minimum term - 5 years Maximum term - 70 years 75 years less entry age of life insured
Claim Settlement Ratio (2024-25) Minimum Age - 5 year Minimum Age - 5 year

Know More About Plans

Secure your future with the IndiaFirst Smart Save plan: Invest smartly and watch your wealth grow.
IndiaFirst Smart Save Plan is a unit-linked life insurance endowment plan. It helps you build wealth with market-linked returns and offers security with a life cover. With the Smart Save plan, you can choose from 4 different fund options as per your risk appetite. 
You can easily make the most of your premiums by ‘redirecting your premium’ from one fund to another. The investment plan has a flexible premium payment option that allows you to pay premiums on a regular, limited, or single-pay basis. Once you survive throughout the policy term, you'll receive the accumulated fund value in a lump sum or monthly installments as per the chosen payout option.

IndiaFirst Smart Save Plan offers you a range of benefits including:

why-choose
  • Flexible premium payment terms
  • 4 unit-linked fund options
  • Convenience of choosing your investment funds
  • Tax Benefits
  • Choice of maturity benefit payout

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