Kotak Ace Investment Plan
vs
Kotak Wealth Optima

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  • Multiple sum assured options
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Kotak Ace Investment Plan vs Kotak Wealth Optima

Kotak Ace Investment Plan

Kotak Ace Investment Plan is a ULIP (Unit Linked Insurance Plan). This plan offers a lump sum in case of your unfortunate demise and maturity benefits if you outlive the policy tenure. Three investment strategies are available for a policyholder: self-managed, age-based, and systematic switching. Th...

Kotak Wealth Optima

Kotak Wealth Optima is a ULIP (Unit Linked Insurance Plan) that helps you grow your money over time and protects your family financially in case of your uncertain demise. Two flexible investment strategies are available for you to choose from- Self-managed strategy and Age-based strategy. You can al...

PLAN DETAILS

Kotak Ace Investment Plan


Kotak Wealth Optima

Premium Including GST
Key Features
(Key features of the plan)
  • Top-up premiums
  • Choice of life cover
  • Enhancing options to choose from
  • Wealth boosters
  • Whole life coverage option
  • Yearly additions
Plan Uniqueness
  • Top-up premiums
  • Enhancing options
  • Choice of life cover
  • Wealth boosters
  • Whole life cover
  • Yearly additions
Plan Maturity age Maximum maturity age: 75 years Maximum maturity age: 99 years
Premium payment term 15/20/25/30 years 5/7/10/60- Entry Age
Plan Entry Age Minimum entry age: 0 years Maximum entry age: 65 years Minimum entry age: 3 years Maximum entry age: 65 years
Sum assured Higher of 10 times AP 10 Times of Annual Premium
Premium payment frequency Monthly, Quarterly, Half- yearly and Yearly -
Plan Sample Premium - -
Plan Brochure Brochure URL Brochure URL
Policy tenure 10/ 15/ 20/25/30 years 99- Age of life insured
Claim Settlement Ratio (2023-24) Minimum Age - 5 year Minimum Age - 5 year

Know More About Plans

Overview

Kotak Ace Investment Plan is a ULIP (Unit Linked Insurance Plan). This plan offers a lump sum in case of your unfortunate demise and maturity benefits if you outlive the policy tenure.

Three investment strategies are available for a policyholder: self-managed, age-based, and systematic switching. This article provides you with complete details regarding Kotak Ace Investment Plan including its features, benefits, eligibility criteria, buying options, etc.

Kotak Ace Investment Plan is a unique life insurance plan. We will read the plan in detail in the section below for more clarity and better understanding.

Kotak Ace Investment Plan offers you a range of benefits including:

why-choose
  • Multiple investment strategies 
  • Tax Benefits
  • Death benefit
  • Partial withdrawals 
  • Enhancing options
  • Maturity benefits 

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Bijender Singh

Reviewed By: Bijender Singh

With 9 years of progressive experience in the insurance industry, including 7 years at Policy X, I have honed my expertise in Life and Health Insurance. My strengths lie in devising customer-centric solutions, streamlining insurance processes, and delivering exceptional service. I have successfully led high-performing teams, excelling in business planning, manpower management, and strategic decision-making.