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Kotak Ace Investment Plan vs Smart Life Plan

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Kotak Ace Investment Plan vs Smart Life Plan

Kotak Ace Investment Plan

Kotak Ace Investment Plan is a ULIP (Unit Linked Insurance Plan). This plan offers a lump sum in case of your unfortunate demise and maturity benefits if you outlive the policy tenure. Three investment strategies are available for a policyholder: self-managed, age-based, and systematic switching. Th...

Smart Life Plan

Kotak SmartLife is a non-linked, participating life insurance plan. It provides an option to get cash bonus payouts from the end of the 1st policy year to look after immediate financial needs. Policyholders can use such bonuses to take care of their families in their absence. Kotak SmartLife Pl...

PLAN DETAILS

Kotak Ace Investment Plan


Smart Life Plan

Premium Including GST
Key Features
(Key features of the plan)
  • Top-up premiums
  • Choice of life cover
  • Enhancing options to choose from
  • Explore All about Kotak SmartLife Insurance
  • Understand the Key Features & Benefits
  • Check Eligibility Criteria
Plan Uniqueness
  • Top-up premiums
  • Enhancing options
  • Choice of life cover
  • Comprehensive Protection
  • Survival Benefit
  • Maturity benefit
Plan Maturity age Maximum maturity age: 75 years Maximum Maturity Age - 75 years
Premium payment term 15/20/25/30 years 6, 8, 10, 12, and 15 years
Plan Entry Age Minimum entry age: 0 years Maximum entry age: 65 years Minimum Age - 3 years Maximum Age - 55 years
Sum assured Higher of 10 times AP Rs. 2,50,000 to No limit
Premium payment frequency Monthly, Quarterly, Half- yearly and Yearly Annual, half-yearly, quarterly & monthly
Plan Sample Premium - -
Plan Brochure Brochure URL Brochure URL
Policy tenure 10/ 15/ 20/25/30 years 75 years less entry age of life insured
Claim Settlement Ratio (2024-25) Minimum Age - 5 year Minimum Age - 5 year

Know More About Plans

Kotak Ace Investment Plan is a ULIP (Unit Linked Insurance Plan). This plan offers a lump sum in case of your unfortunate demise and maturity benefits if you outlive the policy tenure.

Three investment strategies are available for a policyholder: self-managed, age-based, and systematic switching. This article provides you with complete details regarding Kotak Ace Investment Plan including its features, benefits, eligibility criteria, buying options, etc.

Kotak Ace Investment Plan is a unique life insurance plan. We will read the plan in detail in the section below for more clarity and better understanding.

Kotak Ace Investment Plan offers you a range of benefits including:

why-choose
  • Multiple investment strategies 
  • Tax Benefits
  • Death benefit
  • Partial withdrawals 
  • Enhancing options
  • Maturity benefits 

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