Kotak Fortune Maximiser Plan
vs
Hdfc Pro Growth Plus
- Choose your coverage tenure
- Multiple sum assured options
- Enhance coverage with add-ons
| PLAN DETAILS |
 Kotak Fortune Maximiser Plan |
 Hdfc Pro Growth Plus |
| Premium Including GST | ||
| Key Features (Key features of the plan) |
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| Plan Uniqueness |
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| Plan Maturity age | 85 years | Maximum Maturity Age - 75 years |
| Premium payment term | 6, 8, 10, 12, 15 years | 10 to 30 years |
| Plan Entry Age | Min- 90 days, Max- 60 years | Minimum Age - 14 years Maximum Age - 65 years |
| Sum assured | No Limit | Higher of 10 x annualized premium or 0.5 x policy term x annualized premium |
| Premium payment frequency | Yearly, Half-yearly, Quarterly and Monthly | Annual, half-yearly, quarterly & monthly |
| Plan Sample Premium | No Limit | - |
| Plan Brochure | Brochure URL | Brochure URL |
| Policy tenure | 85 years | 10 to 30 years |
| Claim Settlement Ratio (2023-24) | Minimum Age - 5 year | Minimum Age- 14 year |
Kotak Fortune Maximiser is a limited-pay participating endowment plan designed to be customized as per your different objectives. This investment plan offers a choice of 3 life cover options: Life Goal Maximiser, Bright Future Maximiser, or Golden Years Maximiser. You'll even get multiple bonus payout options, allowing you to get cash bonuses in lump-sum, regular instalments, or purchase additional sum assured. With the Kotak Life Maximiser plan, you can pay premiums for premium payment terms for 6, 8, 10, 12 or 15 years (PPT) and enjoy a life cover till 85 years. With Spouse Life Cover features, you can add your spouse and get life coverage for two people under a single plan. Under this plan, females can avail high sum assured with the same premium for Female Life.
Kotak Life Insurance Fortune Maximiser Plan offers you a range of benefits including:
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