Kotak Fortune Maximiser Plan
vs
Hdfc Sanchay Plus

  • Choose your coverage tenure
  • Multiple sum assured options
  • Enhance coverage with add-ons
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Kotak Fortune Maximiser Plan vs Hdfc Sanchay Plus

Kotak Fortune Maximiser Plan

Kotak Fortune Maximiser is a limited-pay participating endowment plan designed to be customized as per your different objectives. This investment plan offers a choice of 3 life cover options: Life Goal Maximiser, Bright Future Maximiser, or Golden Years Maximiser. You'll even get multiple bonus payo...

Hdfc Sanchay Plus

It is important to achieve the personal milestones that you have planned for your future to maintain life. But these milestones usually come along with added responsibilities, expenses, and the financial burden of unfortunate events. It is essential to have the proper financial security to achieve h...

PLAN DETAILS

Kotak Fortune Maximiser Plan


Hdfc Sanchay Plus

Premium Including GST
Key Features
(Key features of the plan)
  • Spouse Life Cover
  • Coverage till 85 years
  • Choice of Bonus Payout
  • Guaranteed Benefits
  • Death Benefits
  • Sample Premium Rates
Plan Uniqueness
  • Spouse Life Cover
  • Coverage till 85 years
  • Choice of Bonus Payout
  • Guaranteed Benefits
  • Life-Long Income Option
  • Long Term Income Option
Plan Maturity age 85 years Maximum Maturity Age - 80 years
Premium payment term 6, 8, 10, 12, 15 years 5 to 12 years
Plan Entry Age Min- 90 days, Max- 60 years Minimum Age - 5 years Maximum Age - 60 years
Sum assured No Limit 105% of the Total Premium Paid
Premium payment frequency Yearly, Half-yearly, Quarterly and Monthly Annual, half-yearly, quarterly & monthly
Plan Sample Premium No Limit -
Plan Brochure Brochure URL Brochure URL
Policy tenure 85 years Minimum term - 6 years Maximum term - 20 years
Claim Settlement Ratio (2023-24) Minimum Age - 5 year Minimum Age - 5 year

Know More About Plans

Overview

Kotak Fortune Maximiser is a limited-pay participating endowment plan designed to be customized as per your different objectives. This investment plan offers a choice of 3 life cover options: Life Goal Maximiser, Bright Future Maximiser, or Golden Years Maximiser. You'll even get multiple bonus payout options, allowing you to get cash bonuses in lump-sum, regular instalments, or purchase additional sum assured. With the Kotak Life Maximiser plan, you can pay premiums for premium payment terms for 6, 8, 10, 12 or 15 years (PPT) and enjoy a life cover till 85 years. With Spouse Life Cover features, you can add your spouse and get life coverage for two people under a single plan. Under this plan, females can avail high sum assured with the same premium for Female Life.

Kotak Life Insurance Fortune Maximiser Plan offers you a range of benefits including:

why-choose
  • Get long-term life coverage until the age of 85 years.
  • The plan offers a choice of 3 life cover options: Life Goal Maximiser, Bright Future Maximiser, or Golden Years Maximiser.
  • The plan offers flexibility to choose a premium payment term for 6, 8, 10, 12 or 15 years (PPT).
  • With Kotak Fortune Maximiser, females can avail high sum assured with the same premium for Female Life.
  • Grow your savings with a yearly cash bonus at the end of each financial year, if any is declared.
  • The spouse Life cover feature offers coverage for both the husband and the wife under a single policy.

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Bijender Singh

Reviewed By: Bijender Singh

With 9 years of progressive experience in the insurance industry, including 7 years at Policy X, I have honed my expertise in Life and Health Insurance. My strengths lie in devising customer-centric solutions, streamlining insurance processes, and delivering exceptional service. I have successfully led high-performing teams, excelling in business planning, manpower management, and strategic decision-making.