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Kotak Fortune Maximiser Plan vs Indiafirst Life Wealth Maximizer

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Kotak Fortune Maximiser Plan vs Indiafirst Life Wealth Maximizer

Kotak Fortune Maximiser Plan

Kotak Fortune Maximiser is a limited-pay participating endowment plan designed to be customized as per your different objectives. This investment plan offers a choice of 3 life cover options: Life Goal Maximiser, Bright Future Maximiser, or Golden Years Maximiser. You'll even get multiple bonus payo...

Indiafirst Life Wealth Maximizer

IndiaFirst Life Wealth Maximizer is a unit-linked, non-participating savings insurance plan offered by Indiafirst Life Insurance. It is designed to provide the dual benefits of investment and insurance coverage. With a minimum entry age of 5 years and a maximum entry age of 55 years, this plan comes...

PLAN DETAILS

Kotak Fortune Maximiser Plan


Indiafirst Life Wealth Maximizer

Premium Including GST
Key Features
(Key features of the plan)
  • Spouse Life Cover
  • Coverage till 85 years
  • Choice of Bonus Payout
  • 7 different fund options
  • 3 different investment strategies
  • Partial withdrawal option
Plan Uniqueness
  • Spouse Life Cover
  • Coverage till 85 years
  • Choice of Bonus Payout
  • 7 different fund options
  • Three different investment strategies
  • Partial withdrawal option
Plan Maturity age 85 years Maximum Maturity Age - 90 years
Premium payment term 6, 8, 10, 12, 15 years Single, Limited, Regular
Plan Entry Age Min- 90 days, Max- 60 years Minimum Age - 5 year Maximum Age - 65 years
Sum assured No Limit Higher of: (10* Annualized Premium) or (0.5 * Policy Term * Annual Premium)
Premium payment frequency Yearly, Half-yearly, Quarterly and Monthly Annual, half-yearly, quarterly & monthly
Plan Sample Premium No Limit -
Plan Brochure Brochure URL Brochure URL
Policy tenure 85 years Minimum term - 5 years Maximum term - 85 years
Claim Settlement Ratio (2024-25) Minimum Age - 5 year Minimum Age - 5 year

Know More About Plans

Kotak Fortune Maximiser is a limited-pay participating endowment plan designed to be customized as per your different objectives. This investment plan offers a choice of 3 life cover options: Life Goal Maximiser, Bright Future Maximiser, or Golden Years Maximiser. You'll even get multiple bonus payout options, allowing you to get cash bonuses in lump-sum, regular instalments, or purchase additional sum assured. With the Kotak Life Maximiser plan, you can pay premiums for premium payment terms for 6, 8, 10, 12 or 15 years (PPT) and enjoy a life cover till 85 years. With Spouse Life Cover features, you can add your spouse and get life coverage for two people under a single plan. Under this plan, females can avail high sum assured with the same premium for Female Life.

Kotak Life Insurance Fortune Maximiser Plan offers you a range of benefits including:

why-choose
  • Get long-term life coverage until the age of 85 years.
  • The plan offers a choice of 3 life cover options: Life Goal Maximiser, Bright Future Maximiser, or Golden Years Maximiser.
  • The plan offers flexibility to choose a premium payment term for 6, 8, 10, 12 or 15 years (PPT).
  • With Kotak Fortune Maximiser, females can avail high sum assured with the same premium for Female Life.
  • Grow your savings with a yearly cash bonus at the end of each financial year, if any is declared.
  • The spouse Life cover feature offers coverage for both the husband and the wife under a single policy.

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