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Kotak Guaranteed Fortune Builder Plan vs Fixed Maturity Plan

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Kotak Guaranteed Fortune Builder Plan vs Fixed Maturity Plan

Kotak Guaranteed Fortune Builder Plan

Kotak Guaranteed Fortune Builder is a comprehensive savings plan that helps you protect your family’s future with an assurance to fulfill your goals. It offers guaranteed benefits with multiple plan options to suit different plans and objectives. It includes wealth creation, income for short-t...

Fixed Maturity Plan

Aditya Birla Sunlife Fixed Maturity Plan is a non-linked, non-participating endowment product providing fully guaranteed benefits as a lump-sum on maturity. ABSLI Fixed Maturity Plan is a savings vehicle that offers life insurance protection and savings advantages to protect your loved ones from fin...

PLAN DETAILS

Kotak Guaranteed Fortune Builder Plan


Fixed Maturity Plan

Premium Including GST
Key Features
(Key features of the plan)
  • Get Long or Early Income
  • Earn Yearly Guaranteed Additions
  • In-built Waiver of Premium
  • Tax Benefits u/s 80C & 10 (10D)
  • Single Premium
  • ZERO Withdrawal Charges
Plan Uniqueness
  • Long-term income
  • 100% return of total premiums
  • Early income benefits
  • Policy loan
  • Enhanced sum assured
  • Tax benefit
Plan Maturity age Min- 18 years, Max- 75 years 70 years
Premium payment term 5, 7, 10 years Single, Limited, Regular
Plan Entry Age Min- 3 years, Max- 60 years 8 years
Sum assured No Limit Rs. 15000- no limit
Premium payment frequency Yearly, Half-yearly, Quarterly, Monthly Mode  Single, Limited, Regular
Plan Sample Premium Rs. 30000 -
Plan Brochure Brochure URL Brochure URL
Policy tenure 8 to 18 years Minimum-5 to Maximum-10 years.
Claim Settlement Ratio (2024-25) Minimum Age - 5 year 98.65%

Know More About Plans

Kotak Guaranteed Fortune Builder is a comprehensive savings plan that helps you protect your family’s future with an assurance to fulfill your goals. It offers guaranteed benefits with multiple plan options to suit different plans and objectives. It includes wealth creation, income for short-term or long-term goals, and protecting your child's future with guaranteed payouts.  This Investment plan offers a liquidity option in which you can encash the cash value of guaranteed yearly addition. You can add your spouse to the same plan and get cover for two people. It offers value-added services for females, such as a premium break feature where female policyholders can avail of a 1-year premium break during the premium payment term.  Guaranteed Fortune Builder offers inbuilt health & wellbeing management services such as consultation, medical care, home health care, etc, with no additional charges. Let’s learn more about the plan in detail.

Kotak Life Insurance Guaranteed Fortune Builder Plan offers you a range of benefits including:

why-choose
  • Stay protected with a life cover for the entire policy term.
  • The plan offers multiple guaranteed benefits to meet your different needs.
  • In this plan, you'll get inbuilt health & well-being management services at no extra charge.
  • The plan allows you to encash the cash value of guaranteed yearly addition.
  • Female policyholders can avail of a 1-year premium break during the premium payment term.
  • Under the spouse cover feature, you can add your spouse under the same plan in exchange for an additional premium.

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