Kotak Invest Maxima
vs
Digital Icon Guaranteed Return Savings Plan

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Kotak Invest Maxima vs Digital Icon Guaranteed Return Savings Plan

Kotak Invest Maxima

Kotak Invest Maxima plan offered by Kotak Life Insurance is a life insurance cum investment plan that covers your family financially in your absence and helps you grow your money over time. This plan allows you to manage your funds on your own or get them handled by the experts. Kotak Invest Maxima ...

Digital Icon Guaranteed Return Savings Plan

Digital Icon Guaranteed Return Savings Plan by Go Digit Life Insurance is a non-linked investment plan. Your funds are not affected by the market conditions and returns are safe and secure ensuring stability.  If you're someone who's looking for a life cover along with a safe, zero-risk investm...

PLAN DETAILS

Kotak Invest Maxima


Digital Icon Guaranteed Return Savings Plan

Premium Including GST
Key Features
(Key features of the plan)
  • Zero premium allocation charges
  • Flexible premium pay
  • Partial withdrawals
  • Guaranteed Returns
  • 2x Sum Assured on Death
  • Comprehensive Life Cover
Plan Uniqueness
  • Flexible premium pay
  • Survival benefits
  • Tax benefits
  • Guaranteed Returns
  • 2x Sum Assured on Death
  • Comprehensive Life Cover
Plan Maturity age Maximum maturity age: 75 years Maximum maturity age- 100 years
Premium payment term Same as the policy term Limited premium, single premium, or regular premium
Plan Entry Age Min entry age: 0 years Max entry age: 65 years Minimum Age - 18 years Maximum Age - 65 years
Sum assured 5, 10 and 7 times of Annual premium No limit
Premium payment frequency Monthly, Half-yearly, and Yearly Yearly, half-yearly, quarterly, monthly
Plan Sample Premium - -
Plan Brochure Brochure URL Brochure URL
Policy tenure 10,15,20,25 and 30 years Depends on the plan option you choose
Claim Settlement Ratio (2023-24) Minimum Age - 5 year 99.53

Know More About Plans

Overview

Kotak Invest Maxima plan offered by Kotak Life Insurance is a life insurance cum investment plan that covers your family financially in your absence and helps you grow your money over time. This plan allows you to manage your funds on your own or get them handled by the experts.

Kotak Invest Maxima is a unique life insurance plan. We will read the plan in detail in the section below for more clarity and better understanding.

Kotak Invest Maxima Plan offers you a range of benefits including:

why-choose
  • Guaranteed Maturity
  • Tax Benefits
  • Flexibility
  • Death Benefit
  • Bonuses
  • Additional riders

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Bijender Singh

Reviewed By: Bijender Singh

With 9 years of progressive experience in the insurance industry, including 7 years at Policy X, I have honed my expertise in Life and Health Insurance. My strengths lie in devising customer-centric solutions, streamlining insurance processes, and delivering exceptional service. I have successfully led high-performing teams, excelling in business planning, manpower management, and strategic decision-making.