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Kotak Invest Maxima vs Kotak Life Guaranteed Savings Plan

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Kotak Invest Maxima vs Kotak Life Guaranteed Savings Plan

Kotak Invest Maxima

Kotak Invest Maxima plan offered by Kotak Life Insurance is a life insurance cum investment plan that covers your family financially in your absence and helps you grow your money over time. This plan allows you to manage your funds on your own or get them handled by the experts. Kotak Invest Maxima ...

Kotak Life Guaranteed Savings Plan

Kotak Life Guaranteed Savings Plan combines a guaranteed savings plan and a life insurance plan. In case of your uncertain demise, your loved ones will get death benefits, and if you outlive the policy tenure you will be paid maturity amount along with applicable additions. You can also choose from ...

PLAN DETAILS

Kotak Invest Maxima


Kotak Life Guaranteed Savings Plan

Premium Including GST
Key Features
(Key features of the plan)
  • Zero premium allocation charges
  • Flexible premium pay
  • Partial withdrawals
  • Guaranteed loyalty additions
  • Limited premium payment options
  • Waiting period
Plan Uniqueness
  • Flexible premium pay
  • Survival benefits
  • Tax benefits
  • Loyalty additions
  • Tax benefits
  • Policy loan
Plan Maturity age Maximum maturity age: 75 years Maximum maturity age: 75 years
Premium payment term Same as the policy term 5,7,8,10 years
Plan Entry Age Min entry age: 0 years Max entry age: 65 years Minimum entry age: 3 years Maximum entry age: 60 years
Sum assured 5, 10 and 7 times of Annual premium Based on premium age, policy term, and premium payment term
Premium payment frequency Monthly, Half-yearly, and Yearly Monthly, Quarterly, Half- yearly, and Yearly
Plan Sample Premium - -
Plan Brochure Brochure URL Brochure URL
Policy tenure 10,15,20,25 and 30 years 10/ 14/ 15/16/20 years
Claim Settlement Ratio (2024-25) Minimum Age - 5 year Minimum Age - 5 year

Know More About Plans

Kotak Invest Maxima plan offered by Kotak Life Insurance is a life insurance cum investment plan that covers your family financially in your absence and helps you grow your money over time. This plan allows you to manage your funds on your own or get them handled by the experts.

Kotak Invest Maxima is a unique life insurance plan. We will read the plan in detail in the section below for more clarity and better understanding.

Kotak Invest Maxima Plan offers you a range of benefits including:

why-choose
  • Guaranteed Maturity
  • Tax Benefits
  • Flexibility
  • Death Benefit
  • Bonuses
  • Additional riders

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