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Kotak Life Premier Money Back vs Bharti Axa Life Unnati Plan

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Kotak Life Premier Money Back vs Bharti Axa Life Unnati Plan

Kotak Life Premier Money Back

Kotak Premier Money Back Plan is a savings cum protection plan by Kotak Life Insurance. It provides a regular payout as a percentage of the Basic Sum Assured at specific intervals during the policy term. With the Kotak Money Back plan, you can grow your savings with yearly bonuses and a lump-sum mat...

Bharti Axa Life Unnati Plan

Bharti AXA Life Unnati is a two-in-one protection and savings-based life insurance policy. It is designed to offer guaranteed and non-guaranteed benefits along with protection up to 100 years of age. The plan allows you to get income from the end of the 2nd or 4th policy year as per your chosen plan...

PLAN DETAILS

Kotak Life Premier Money Back


Bharti Axa Life Unnati Plan

Premium Including GST
Key Features
(Key features of the plan)
  • Regular Payouts
  • Special Premium Discount
  • Maturity Additions
  • 15x Protection
  • Yearly Cash Bonus
  • Guaranteed Income
Plan Uniqueness
  • Death cover
  • Accident death cover
  • Premium discounts
  • 15x Protection
  • Yearly Cash Bonus
  • Guaranteed Income
Plan Maturity age Maximum maturity age: 75 years Maximum Maturity Age - 84 years
Premium payment term 8, 10 or 12 years 5,7,10,12 years
Plan Entry Age Min entry age: 2 years Max entry age: 57 years Minimum- 91 days, Maximum- 60 years
Sum assured Min sum assured: Rs. 1,50,000 Max sum assured: No Limit No limit
Premium payment frequency Monthly, Quarterly, Half-Yearly or Annually Annual, half-yearly, quarterly & monthly
Plan Sample Premium - -
Plan Brochure Brochure URL Brochure URL
Policy tenure 16,20, 24 years Minimum term - 15 years Maximum term - 24 years
Claim Settlement Ratio (2024-25) Minimum Age - 5 year Minimum Age - 0 year

Know More About Plans

Kotak Premier Money Back Plan is a savings cum protection plan by Kotak Life Insurance. It provides a regular payout as a percentage of the Basic Sum Assured at specific intervals during the policy term. With the Kotak Money Back plan, you can grow your savings with yearly bonuses and a lump-sum maturity addition. 

The plan provides an in-built accidental death benefit, setting its life protection feature apart from others. Under this plan, you can stay protected against risk with additional financial support by selecting from a wide range of add-on riders.

Kotak Premier Money Back is a unique life insurance plan. We will read the plan in detail in the section below for more clarity and better understanding.

Kotak Premier Money Back Plan offers you a range of benefits including:

why-choose
  • Rider Benefit 
  • Tax Benefits
  • Regular Payouts 
  • Maturity Addition
  • Discounts for high SI 
  • Cash Bonuses

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