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Kotak Platinum Insurance vs Kotak E Invest Plan

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Kotak Platinum Insurance vs Kotak E Invest Plan

Kotak Platinum Insurance

Kotak Platinum Insurance Plan is an individual unit-linked life insurance savings plan. It offers the dual benefits of insurance and savings in the same product. Rather than an average savings plan, this plan provides three different investment strategies to maximize long-term returns. Kotak Platinu...

Kotak E Invest Plan

Kotak e-Invest Plan is a ULIP (Unit Linked Insurance Plan) that offers you dual benefits- financial security to your loved ones in your absence and maturity amount if you outlive the policy term. This investment plan offers you yearly additions starting from the 6th policy year. This plan can be ide...

PLAN DETAILS

Kotak Platinum Insurance


Kotak E Invest Plan

Premium Including GST
Key Features
(Key features of the plan)
  • Multiple investment strategies
  • Partial withdrawal option
  • Enhance protection through riders
  • Multiple plan option
  • Partial withdrawals
  • Enhancing options
Plan Uniqueness
  • Tax benefits
  • Partial withdrawal
  • Fund options
  • Multiple plan options
  • Tax benefits
  • Rider benefits
Plan Maturity age Maximum maturity age: 75 years Maximum maturity age: 99 years
Premium payment term 5,10,15 and 30 years 10 to 60- Age at Entry or 5/ 7/ 10 years
Plan Entry Age Minimum entry age: 1 years Maximum entry age: 65 years Minimum entry age: 3 years Maximum entry age: 60 years
Sum assured 25 times AP 10 Times Annual Premium
Premium payment frequency Yearly, Half-yearly, Quarterly, Monthly Monthly, Quarterly, Half- yearly and Yearly
Plan Sample Premium - -
Plan Brochure Brochure URL Brochure URL
Policy tenure 10 to 30 years 99- Age of life insured
Claim Settlement Ratio (2024-25) Minimum Age - 5 year Minimum Age - 5 year

Know More About Plans

Kotak Platinum Insurance Plan is an individual unit-linked life insurance savings plan. It offers the dual benefits of insurance and savings in the same product. Rather than an average savings plan, this plan provides three different investment strategies to maximize long-term returns.

Kotak Platinum Insurance Plans offer a 100% tax-free lump sum at maturity under section 10(10)D of the Income Tax Act 1961.

Kotak Platinum Insurance Plan is a unique life insurance plan. We will read the plan in detail in the section below for more clarity and better understanding.

Kotak Platinum Insurance Plan offers you a range of benefits including:

why-choose
  • 7 fund options
  • Tax Benefits
  • Vast investment options
  • Partial withdrawal
  • Flexible payment terms 
  • Rider benefits 

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