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Kotak Platinum Insurance vs Kotak Fortune Maximiser Plan

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Kotak Platinum Insurance vs Kotak Fortune Maximiser Plan

Kotak Platinum Insurance

Kotak Platinum Insurance Plan is an individual unit-linked life insurance savings plan. It offers the dual benefits of insurance and savings in the same product. Rather than an average savings plan, this plan provides three different investment strategies to maximize long-term returns. Kotak Platinu...

Kotak Fortune Maximiser Plan

Kotak Fortune Maximiser is a limited-pay participating endowment plan designed to be customized as per your different objectives. This investment plan offers a choice of 3 life cover options: Life Goal Maximiser, Bright Future Maximiser, or Golden Years Maximiser. You'll even get multiple bonus payo...

PLAN DETAILS

Kotak Platinum Insurance


Kotak Fortune Maximiser Plan

Premium Including GST
Key Features
(Key features of the plan)
  • Multiple investment strategies
  • Partial withdrawal option
  • Enhance protection through riders
  • Spouse Life Cover
  • Coverage till 85 years
  • Choice of Bonus Payout
Plan Uniqueness
  • Tax benefits
  • Partial withdrawal
  • Fund options
  • Spouse Life Cover
  • Coverage till 85 years
  • Choice of Bonus Payout
Plan Maturity age Maximum maturity age: 75 years 85 years
Premium payment term 5,10,15 and 30 years 6, 8, 10, 12, 15 years
Plan Entry Age Minimum entry age: 1 years Maximum entry age: 65 years Min- 90 days, Max- 60 years
Sum assured 25 times AP No Limit
Premium payment frequency Yearly, Half-yearly, Quarterly, Monthly Yearly, Half-yearly, Quarterly and Monthly
Plan Sample Premium - No Limit
Plan Brochure Brochure URL Brochure URL
Policy tenure 10 to 30 years 85 years
Claim Settlement Ratio (2024-25) Minimum Age - 5 year Minimum Age - 5 year

Know More About Plans

Kotak Platinum Insurance Plan is an individual unit-linked life insurance savings plan. It offers the dual benefits of insurance and savings in the same product. Rather than an average savings plan, this plan provides three different investment strategies to maximize long-term returns.

Kotak Platinum Insurance Plans offer a 100% tax-free lump sum at maturity under section 10(10)D of the Income Tax Act 1961.

Kotak Platinum Insurance Plan is a unique life insurance plan. We will read the plan in detail in the section below for more clarity and better understanding.

Kotak Platinum Insurance Plan offers you a range of benefits including:

why-choose
  • 7 fund options
  • Tax Benefits
  • Vast investment options
  • Partial withdrawal
  • Flexible payment terms 
  • Rider benefits 

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