Kotak Wealth Optima
vs
Flexi Smart Plus
- Choose your coverage tenure
- Multiple sum assured options
- Enhance coverage with add-ons
| PLAN DETAILS |
 Kotak Wealth Optima |
 Flexi Smart Plus |
| Premium Including GST | ||
| Key Features (Key features of the plan) |
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| Plan Uniqueness |
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| Plan Maturity age | Maximum maturity age: 99 years | Maximum Maturity Age - 65 years |
| Premium payment term | 5/7/10/60- Entry Age | Annual, half-yearly, quarterly & monthly |
| Plan Entry Age | Minimum entry age: 3 years Maximum entry age: 65 years | Minimum Age - 18 years Maximum Age - 60 years |
| Sum assured | 10 Times of Annual Premium | 10 times annual premium |
| Premium payment frequency | - | Annual, half-yearly, quarterly & monthly |
| Plan Sample Premium | - | - |
| Plan Brochure | Brochure URL | Brochure URL |
| Policy tenure | 99- Age of life insured | Minimum 5 years to Maximum 30 years |
| Claim Settlement Ratio (2023-24) | Minimum Age - 5 year | 98.39% |
Kotak Wealth Optima is a ULIP (Unit Linked Insurance Plan) that helps you grow your money over time and protects your family financially in case of your uncertain demise. Two flexible investment strategies are available for you to choose from- Self-managed strategy and Age-based strategy.
You can also opt for additional rider options to enhance your coverage. This article provides complete information about the Kotak Wealth Optima Plan, including its features, benefits, eligibility criteria, and buying process.
Kotak Wealth Optima Plan is a unique life insurance plan. We will read the plan in detail in the section below for more clarity and better understanding.
Kotak Wealth Optima Plan offers you a range of benefits including:
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