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Lic Premium Endowment
VS
Hdfc Sanchay Plus
| PLAN DETAILS |
Lic Premium Endowment |
Hdfc Sanchay Plus |
| Premium Including GST | ||
| Key Features (Key features of the plan) |
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| Plan Uniqueness |
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| Plan Maturity age | Maximum Maturity Age - 75 years | Maximum Maturity Age - 80 years |
| Premium payment term | Single Premium | 5 to 12 years |
| Plan Entry Age | Minimum Age - 30 days Maximum Age - 65 years | Minimum Age - 5 years Maximum Age - 60 years |
| Sum assured | Rs 1 lakh to No limit | 105% of the Total Premium Paid |
| Premium payment frequency | Annual, half-yearly, quarterly & monthly | Annual, half-yearly, quarterly & monthly |
| Plan Sample Premium | - | - |
| Plan Brochure | Brochure URL | Brochure URL |
| Policy tenure | 10 to 25 years | Minimum term - 6 years Maximum term - 20 years |
| Claim Settlement Ratio (2024-25) | 98.5% | Minimum Age - 5 year |
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HDFC Life Sanchay Plus Guaranteed Income Plan |
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This plan has double roles to play. Firstly, this plan is applicable for safeguarding a family after the untimely death of the policyholder. Secondly, after maturity, it provides a handsome amount of money to the policyholder. After the end of each year, this policy has to offer a bonus amount which will be added to the main amount.
The name itself suggests that this plan is a limited-period offer. The meaning is the premiums that need to be paid are limited. After the end of certain years, the policyholder doesn't need to pay them anymore. This is one of the most attractive features of this plan. For example, if this policy is going to mature after 12 years then the policyholder has to pay premiums for at least 8 years. After that time period, they don't have to bear the payments. The amount of the actual policy will be paid fully if the policyholder dies unnaturally before maturity and also if it matures naturally.
LIC Premium Endowment Plan offers you a range of benefits including:
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