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Mahalife Gold Plan vs Flexi Smart Plus

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Mahalife Gold Plan vs Flexi Smart Plus

Mahalife Gold Plan

Tata AIA MahaLife Gold is a traditional life insurance savings plan offered by Tata AIA Life Insurance. It offers whole-life coverage up to the age of 100 years, along with regular income starting right after completion of the premium paying term. Whether you are a salaried employee or running a bus...

Flexi Smart Plus

SBI Life Flexi Smart Plus is a non-linked life insurance plan    This plan offers the required comprehensive life insurance cover along with investment opportunities. It is a participating variable insurance plan that allows the beneficiary to receive the sum assured or 105% of total premi...

PLAN DETAILS

Mahalife Gold Plan


Flexi Smart Plus

Premium Including GST
Key Features
(Key features of the plan)
  • Whole life coverage
  • Paid annual income
  • Guaranteed amount on maturity
  • Offers Surrender Benefit
  • Tax Benefits Available
  • 100% Guaranteed Returns
Plan Uniqueness
  • Whole life coverage
  • Paid annual income
  • Guaranteed amount on maturity
  • Partial Withdrawal
  • Guranteed Death Benefit
  • Maturity Benefit
Plan Maturity age 100 years Maximum Maturity Age - 65 years
Premium payment term Same as policy term Annual, half-yearly, quarterly & monthly
Plan Entry Age Minimum Age - 30 days, Maximum Age - 60 years Minimum Age - 18 years Maximum Age - 60 years
Sum assured No limit 10 times annual premium
Premium payment frequency Annual, half-yearly, quarterly & monthly Annual, half-yearly, quarterly & monthly
Plan Sample Premium - -
Plan Brochure Brochure URL Brochure URL
Policy tenure 100 minus Entry Age Minimum 5 years to Maximum 30 years
Claim Settlement Ratio (2024-25) Minimum Age - 0 year 98.83%

Know More About Plans

Tata AIA MahaLife Gold is a traditional life insurance savings plan offered by Tata AIA Life Insurance. It offers whole-life coverage up to the age of 100 years, along with regular income starting right after completion of the premium paying term. Whether you are a salaried employee or running a business, Tata AIA Maha Life Gold can be bought by anyone. 

Wait, this list is still ongoing…like stocks, this plan also pays a dividend annually (non-guaranteed) starting from the sixth policy year. Moreover, Tata AIA Mahalife Gold is aimed at individuals seeking a reliable plan that combines insurance protection with wealth accumulation, making it suitable for long-term financial planning and legacy creation.

Tata AIA MahaLife Gold Plan offers you a range of benefits including:

why-choose
  • Lifetime cover up to 100 years of age
  • Maturity benefits
  • Guaranteed additions
  • Cash bonuses
  • Survival benefits

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