Mahalife Gold Plan
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Kotak Wealth Optima

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Mahalife Gold Plan vs Kotak Wealth Optima

Mahalife Gold Plan

Tata AIA MahaLife Gold is a traditional life insurance savings plan offered by Tata AIA Life Insurance. It offers whole-life coverage up to the age of 100 years, along with regular income starting right after completion of the premium paying term. Whether you are a salaried employee or running a bus...

Kotak Wealth Optima

Kotak Wealth Optima is a ULIP (Unit Linked Insurance Plan) that helps you grow your money over time and protects your family financially in case of your uncertain demise. Two flexible investment strategies are available for you to choose from- Self-managed strategy and Age-based strategy. You can al...

PLAN DETAILS

Mahalife Gold Plan


Kotak Wealth Optima

Premium Including GST
Key Features
(Key features of the plan)
  • Whole life coverage
  • Paid annual income
  • Guaranteed amount on maturity
  • Wealth boosters
  • Whole life coverage option
  • Yearly additions
Plan Uniqueness
  • Whole life coverage
  • Paid annual income
  • Guaranteed amount on maturity
  • Wealth boosters
  • Whole life cover
  • Yearly additions
Plan Maturity age 100 years Maximum maturity age: 99 years
Premium payment term Same as policy term 5/7/10/60- Entry Age
Plan Entry Age Minimum Age - 30 days, Maximum Age - 60 years Minimum entry age: 3 years Maximum entry age: 65 years
Sum assured No limit 10 Times of Annual Premium
Premium payment frequency Annual, half-yearly, quarterly & monthly -
Plan Sample Premium - -
Plan Brochure Brochure URL Brochure URL
Policy tenure 100 minus Entry Age 99- Age of life insured
Claim Settlement Ratio (2023-24) Minimum Age - 0 year Minimum Age - 5 year

Know More About Plans

Overview

Tata AIA MahaLife Gold is a traditional life insurance savings plan offered by Tata AIA Life Insurance. It offers whole-life coverage up to the age of 100 years, along with regular income starting right after completion of the premium paying term. Whether you are a salaried employee or running a business, Tata AIA Maha Life Gold can be bought by anyone. 

Wait, this list is still ongoing…like stocks, this plan also pays a dividend annually (non-guaranteed) starting from the sixth policy year. Moreover, Tata AIA Mahalife Gold is aimed at individuals seeking a reliable plan that combines insurance protection with wealth accumulation, making it suitable for long-term financial planning and legacy creation.

Tata AIA MahaLife Gold Plan offers you a range of benefits including:

why-choose
  • Lifetime cover up to 100 years of age
  • Maturity benefits
  • Guaranteed additions
  • Cash bonuses
  • Survival benefits

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Bijender Singh

Reviewed By: Bijender Singh

With 9 years of progressive experience in the insurance industry, including 7 years at Policy X, I have honed my expertise in Life and Health Insurance. My strengths lie in devising customer-centric solutions, streamlining insurance processes, and delivering exceptional service. I have successfully led high-performing teams, excelling in business planning, manpower management, and strategic decision-making.