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Pnb Metlife Bachat Yojana vs Pnb Guaranteed Savings

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Pnb Metlife Bachat Yojana vs Pnb Guaranteed Savings

Pnb Metlife Bachat Yojana

To Save More, Invest Smartly with the PNB Met Life Bachat Yojana. PNB MetLife Bachat Yojana plan is a long-term saving plan with the benefit of assured life cover. Under this plan, you can pay premiums for 10 years while enjoying life insurance coverage for 15 years. If you pass away during the poli...

Pnb Guaranteed Savings

PNB MetLife Guaranteed Savings Plan is an individual, non-participating, non-linked savings plus life insurance policy. By serving dual purposes of creating a savings corpus while also ensuring a life cover, the Guaranteed Savings Plan ensures that your family's monetary needs are looked after even ...

PLAN DETAILS

Pnb Metlife Bachat Yojana


Pnb Guaranteed Savings

Premium Including GST
Key Features
(Key features of the plan)
  • Long-term Saving Plan
  • Earn Cash Bonuses Yearly
  • Lower Premiums
  • Get guaranteed Benefits & Yearly Bonuses on Your Savings
  • Rebates on High Sum Assured
  • 2 Add-on Riders Available
Plan Uniqueness
  • Long-term Saving Plan
  • Earn Cash Bonuses Yearly
  • Lower Premiums
  • Maturity Benefits
  • Death Benefits
  • Discount on High Sum Assured
Plan Maturity age Maximum Maturity Age - 75 years Maximum Maturity Age - 80 years
Premium payment term 10 years, Limited Pay 5,7,10 years
Plan Entry Age Minimum Age - 20 years Maximum Age - 60 years Minimum Age - 3 years Maximum Age - 60 years
Sum assured Rs. 64,800 to Rs 5,00,000 Rs 1.5 lakh to Rs 4 lakh
Premium payment frequency Annual, half-yearly, quarterly & monthly Annual, half-yearly, quarterly & monthly
Plan Sample Premium - -
Plan Brochure Brochure URL Brochure URL
Policy tenure 15 years Minimum term - 10 years Maximum term - 20 years
Claim Settlement Ratio (2024-25) Minimum Age - 3 year Minimum Age - 3 year

Know More About Plans

To Save More, Invest Smartly with the PNB Met Life Bachat Yojana.

PNB MetLife Bachat Yojana plan is a long-term saving plan with the benefit of assured life cover. Under this plan, you can pay premiums for 10 years while enjoying life insurance coverage for 15 years. If you pass away during the policy term, your family shall receive a sum assured along with a bonus (if any). 

On the other hand, you'll receive a sum assured, along with a bonus as a maturity benefit if you outlive the policy term. However, the policy will start earning cash bonuses after three years, which will be added at the end of the policy year. With PNB SBachat Yojana, you'll get the dual benefits of insurance and disciplined savings at highly affordable premiums.

PNB MetLife Bachat Yojana Plan offers you a range of benefits including:

why-choose
  • Death Benefit
  • Cash Bonuses
  • Maturity Benefits
  • Surrender Value
  • Policy Revival
  • Availability of Riders

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