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Sbi Life Smart Humsafar Plan vs Lic Komal Jeevan

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Sbi Life Smart Humsafar Plan vs Lic Komal Jeevan

Sbi Life Smart Humsafar Plan

SBI Life Smart Humsafar Plan is an insurance cum savings plan that provides you with dual benefits of protection along with saving benefits. It is a joint life insurance plan that covers you and your spouse under a single policy. You can choose the sum assured ranging from Rs 1 lakh to Rs 5 crores a...

Lic Komal Jeevan

LIC has been very dynamic in introducing plans according to different individuals' demands. The LIC Komal Jeevan Plan is exclusively fabricated for children between the ages of 0 and 10. When a newborn baby steps into the family, the parents experience a mix of excitement and anxiety. They become ov...

PLAN DETAILS

Sbi Life Smart Humsafar Plan


Lic Komal Jeevan

Premium Including GST
Key Features
(Key features of the plan)
  • Joint life plan
  • Waiver of premiums
  • Participation in profits
  • Affordable Premiums
  • Tax Benefits
  • Flexible Policy Tenure
Plan Uniqueness
  • Participation in profits
  • Waiver of premiums
  • Tax Benefits
  • Guaranteed Additions
  • Loyalty Additions
  • Survival Benefits
Plan Maturity age Maximum maturity age: 65 years Maximum Maturity Age - 26 years
Premium payment term Same as the policy term 18 years
Plan Entry Age Minimum entry age: 30 years Maximum entry age: 60 Years Minimum Age - 90 days Maximum Age - 10 years
Sum assured Minimum sum assured: 1 Lakh Maximum sum assured: 5 Crores Rs 1 lakh to Rs 25 lakhs
Premium payment frequency Monthly, Quarterly, Half-yearly, and Yearly Annual, half-yearly, quarterly & monthly
Plan Sample Premium - -
Plan Brochure Brochure URL Brochure URL
Policy tenure 10 to 30 years Minimum term - 10 years Maximum term - 26 years
Claim Settlement Ratio (2024-25) Minimum Age - 5 year 98.5%
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Know More About Plans

SBI Life Smart Humsafar Plan is an insurance cum savings plan that provides you with dual benefits of protection along with saving benefits. It is a joint life insurance plan that covers you and your spouse under a single policy.

You can choose the sum assured ranging from Rs 1 lakh to Rs 5 crores as per your financial requirements.

SBI Life Humsafar is a versatile savings plan life insurance plan. We will read the plan in detail in the section below for more clarity and better understanding.

SBI Life Humsafar Plan offers you a range of benefits including:

why-choose
  • Maturity benefits on survival
  • Tax Benefits
  • Waiver of premiums
  • Policy Loan
  • Larger Discounts
  • Policy Revival

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