Sbi Life Smart Platina Plus
vs
Lic Aadhaar Stambh

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Sbi Life Smart Platina Plus vs Lic Aadhaar Stambh

Sbi Life Smart Platina Plus

SBI Life Smart Platina Plus is a comprehensive, non-linked, non-participating individual life insurance savings product offered by SBI Life Insurance. This plan provides the dual benefit of life insurance and a guaranteed regular income option. It features flexible premium payment terms of 6,7,8,10 ...

Lic Aadhaar Stambh

LIC's Aadhaar Stambh Plan (Plan No: 943, UIN: 512N310V01) is a non-linked insurance plan, with profits and a regular premium-paying endowment plan. It is an aggregation for both savings as well as protection. LIC’s Aadhaar Stambh Plan is exclusively for male policyholders having Aadhaar cards ...

PLAN DETAILS

Sbi Life Smart Platina Plus


Lic Aadhaar Stambh

Premium Including GST
Key Features
(Key features of the plan)
  • Guaranteed addition on maturity
  • Flexible income payout option
  • Limited premium payment option
  • Affordable Premiums
  • Tax Benefits
  • Flexible Policy Tenure
Plan Uniqueness
  • Tax Benefits
  • Loan Benefits
  • 2 Plan options
  • Available only for males
  • Low premiums
  • Loan facility
Plan Maturity age Maximum maturity age: 99 years Maximum Maturity Age - 70 years
Premium payment term Minimum: 6 Years Maximum: 10 Years 10 to 20 years
Plan Entry Age Minimum entry age: 30 years Maximum entry age: 60 Years Minimum Age - 8 years Maximum Age - 55 years
Sum assured Minimum sum assured: 5,50,000 Maximum sum assured: No Limit Rs 2 lakh to Rs 5 lakh
Premium payment frequency Yearly, Half-yearly,Monthly Annual, half-yearly, quarterly & monthly
Plan Sample Premium - -
Plan Brochure Brochure URL Brochure URL
Policy tenure 20 years to 36 years Minimum term - 10 years Maximum term - 20 years
Claim Settlement Ratio (2023-24) Minimum Age - 5 year 98.62

Know More About Plans

Overview

SBI Life Smart Platina Plus is a comprehensive, non-linked, non-participating individual life insurance savings product offered by SBI Life Insurance. This plan provides the dual benefit of life insurance and a guaranteed regular income option. It features flexible premium payment terms of 6,7,8,10 years, along with assured returns at maturity of 110% of the total premiums paid.

The SBI Life Smart Platina Plus plan comes with two different plan options: Life income and Guaranteed Income

SBI Life Smart Platina Plus is a versatile savings plan life insurance plan. We will read the plan in detail in the section below for more clarity and better understanding.

SBI Life Smart Platina Plus Plan offers you a range of benefits including:

why-choose
  • Flexible premium payment
  • Tax Benefits
  • Life Income
  • Policy Loan
  • Available for online sales only
  • Guaranteed Income

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Bijender Singh

Reviewed By: Bijender Singh

With 9 years of progressive experience in the insurance industry, including 7 years at Policy X, I have honed my expertise in Life and Health Insurance. My strengths lie in devising customer-centric solutions, streamlining insurance processes, and delivering exceptional service. I have successfully led high-performing teams, excelling in business planning, manpower management, and strategic decision-making.