Sbi Smart Money Back
vs
Fixed Maturity Plan

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Sbi Smart Money Back vs Fixed Maturity Plan

Sbi Smart Money Back

Your Family Depends on you! Ensure to give them a life you have dreamt of. With SBI Life Smart Money Back Gold, invest your money and get higher returns in the future. SBI Life Smart Money Back Gold is a non-linked, participating life insurance savings plan. It offers an added advantage of life cove...

Fixed Maturity Plan

Aditya Birla Sunlife Fixed Maturity Plan is a non-linked, non-participating endowment product providing fully guaranteed benefits as a lump-sum on maturity. ABSLI Fixed Maturity Plan is a savings vehicle that offers life insurance protection and savings advantages to protect your loved ones from fin...

PLAN DETAILS

Sbi Smart Money Back


Fixed Maturity Plan

Premium Including GST
Key Features
(Key features of the plan)
  • All About SBI Life Smart Money Back Gold
  • Key Features & Benefits of The Plan
  • Sample Illustration of The Plan
  • Tax Benefits u/s 80C & 10 (10D)
  • Single Premium
  • ZERO Withdrawal Charges
Plan Uniqueness
  • Cash Inflows
  • Survival Benefit
  • Staff Discounts
  • Policy loan
  • Enhanced sum assured
  • Tax benefit
Plan Maturity age Maximum Maturity Age - 70 years 70 years
Premium payment term 15 to 25 years Single, Limited, Regular
Plan Entry Age Minimum Age - 14 years Maximum Age - 55 years 8 years
Sum assured Rs 2,00,000 to No limit Rs. 15000- no limit
Premium payment frequency Annual, half-yearly, quarterly & monthly Single, Limited, Regular
Plan Sample Premium - -
Plan Brochure Brochure URL Brochure URL
Policy tenure Minimum term - 15 years Maximum term - 25 years Minimum-5 to Maximum-10 years.
Claim Settlement Ratio (2023-24) Minimum Age - 5 year 98.12

Know More About Plans

Overview

Your Family Depends on you! Ensure to give them a life you have dreamt of. With SBI Life Smart Money Back Gold, invest your money and get higher returns in the future.

SBI Life Smart Money Back Gold is a non-linked, participating life insurance savings plan. It offers an added advantage of life cover and cash inflow at regular intervals to deal with your financial requirements at important stages of life. With this policy, you can plan for all the special moments of your life, be it a wedding, having kids, their education, and much more. The plan comes out with a wide range of features that safeguard your family and meet financial needs at the same time.

SBI Smart Money Back Gold Plan offers you a range of benefits including:

why-choose
  • Three Money-back Options
  • Regular Payout
  • Cash Inflows
  • Discount on High Sum Assured
  • Survival Benefits
  • Maturity Benefits

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Bijender Singh

Reviewed By: Bijender Singh

With 9 years of progressive experience in the insurance industry, including 7 years at Policy X, I have honed my expertise in Life and Health Insurance. My strengths lie in devising customer-centric solutions, streamlining insurance processes, and delivering exceptional service. I have successfully led high-performing teams, excelling in business planning, manpower management, and strategic decision-making.