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Smart Life Plan
VS
Digital Icon Guaranteed Return Savings Plan
| PLAN DETAILS |
Smart Life Plan |
Digital Icon Guaranteed Return Savings Plan |
| Premium Including GST | ||
| Key Features (Key features of the plan) |
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| Plan Uniqueness |
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| Plan Maturity age | Maximum Maturity Age - 75 years | Maximum maturity age- 100 years |
| Premium payment term | 6, 8, 10, 12, and 15 years | Limited premium, single premium, or regular premium |
| Plan Entry Age | Minimum Age - 3 years Maximum Age - 55 years | Minimum Age - 18 years Maximum Age - 65 years |
| Sum assured | Rs. 2,50,000 to No limit | No limit |
| Premium payment frequency | Annual, half-yearly, quarterly & monthly | Yearly, half-yearly, quarterly, monthly |
| Plan Sample Premium | - | - |
| Plan Brochure | Brochure URL | Brochure URL |
| Policy tenure | 75 years less entry age of life insured | Depends on the plan option you choose |
| Claim Settlement Ratio (2024-25) | Minimum Age - 5 year | 99.53% |
Kotak SmartLife is a non-linked, participating life insurance plan. It provides an option to get cash bonus payouts from the end of the 1st policy year to look after immediate financial needs. Policyholders can use such bonuses to take care of their families in their absence.
Kotak SmartLife Plan is an endowment plan that enables the policyholder to achieve their life's financial goals while simultaneously ensuring the family's financial security in your absence. Let's take a look at some of the policy's characteristics.
Kotak Smart Life Plan offers you a range of benefits including:
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