Go Digit Term Insurance

Go Digit Term Insurance aims to provide customer-centric, technology-driven insu ...Read More

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Google Ratings (2500+)

11+ Years

IRDAI Approved

5M+

Quotes Generated

100K+

Happy Customers

PolicyX is one of India's leading digital insurance platform

PolicyX Exclusive Benefits

No Spam

No Spam
No Gimmicks

Advice

Personalised
Insurance Advice

Support

24×7
Claim Assistance

Himanshu Kumar
Written By:
Himanshu

Himanshu Kumar

Term & Life Insurance

Himanshu is a content marketer with 2 years of experience in the life insurance sector. His motto is to make life insurance topics simple and easy to understand yet one level deeper for our readers.

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Reviewed By:
Apeksha Parsai

Apeksha Parsai

Term & Health Insurance

Apeksha Parsai has trained young minds about the benefits of health & term insurance throughout her 8+ years career. She designs, develops, and delivers impactful training programs for agents/brokers, and internal teams. Her expertise lies in insurance product knowledge, sales strategies, regulatory compliance, and customer service.

Updated on Aug 25, 2025 8 min read

Go Digit Term Insurance: Overview

Go Digit Life Insurance is a full-stack life insurance company that offers multiple life insurance products including term insurance, savings plans, ULIPs, endowment plans, etc. Their main aim is to simplify the insurance even for a 15 year old kid. The company emphasizes digital solutions for buying and managing insurance policies, aiming for a hassle-free experience. Digit Glow Term Insurance is one such offering by Go Digit Life Insurance that provides financial protection to your loved ones in case of your uncertain death during the policy tenure.

What are some of the
Benefits
that set them apart?

  • 99.53% claim-settlement ratio

  • Super simple claim settlement process

  • Simplified insurance documents

  • Flexible premium payment options

  • 80000+ insurance partners

  • Affordable premiums

  • 5 crore customers to date

  • Additional riders to choose from

  1. Solvency Ratio
    2.07
  2. Claim Settlement Ratio
    99.53%
  3. Annual Premium
    Rs 426.36 crore
  4. Branches
    75

Go Digit Term Insurance Plans

Go Digit Term Insurance offers you multiple term insurance plans based on the features, benefits, and eligibility criteria. Here are some of the term plans offered by Go Digit Term Insurance.

Plan Entry Age Tenure Min. Sum Assured Unique Features
Digit Glow Term Insurance Plan Plan Minimum Age - 18 years Maximum Age - 65 years Yearly, half-yearly, quarterly, and monthly Rs 2.25 lakhs
  • Health Wellness Benefits
  • Flexible Premium Payment Tenure
  • Additional Rider Benefits

Overview of Go Digit Term Insurance Plans

Here is a quick overview of the Go Digit Term Insurance Plans listed in the above table.

Digit Glow Term Insurance Plan Plan

Digit Glow Term Life Insurance is a pure risk premium plan that provides life insurance coverage to you for the chosen policy term and financially protects your family in your absence.

Here are the key features of the above plan
  • Hospitalization Cover
  • Death Benefits
  • Health Wellness Services to Policyholder
  • Additional Rider Benefits
  • Flexible-Premium Payment Options

Explore other Go Digit Term Insurance

Go Digit Term Insurance offers one of the best term insurance plans to cater to the unique needs of every customer. You can buy their term plans with high life cover at pocket-friendly costs. Get a 5% discount for online purchases and 100% claim assistance with Go Digit Term Insurance plans. Below is the list of term plans offered by Go Digit.

Digit Glow Term Insurance Plan

Digit Glow Term Insurance Plan

Digit Glow Term Insurance Plan by Go Digit-Life Insurance is a pure risk premium plan that provides life insurance coverage to you for the chosen poli...

Unique Features

  • Health Wellness Benefits
  • Flexible Premium Payment Tenure
  • Additional Rider Benefits

Digit Glow Term Insurance Plan (Pros)

Digit Glow Term Insurance Plan
  • Health Wellness Benefits
  • Flexible Premium Payment Tenure
  • Additional Rider Benefits

Digit Glow Term Insurance Plan (Cons)

Digit Glow Term Insurance Plan
  • 1 year WP for suicide
  • No policy loan
  • No pre-existing illness cover

Digit Glow Term Insurance Plan (Other Benefits)

Digit Glow Term Insurance Plan
  • Death Benefits
  • Tax Benefits
  • Inbuilt Terminal Illness Cover

Digit Glow Term Insurance Plan (Eligibility Criteria)

Digit Glow Term Insurance Plan
  • Entry age - 18 years
  • Max entry age - 65 years
  • Min sum assured - Rs 2.25 lakhs
  • Max maturity age - 85 years
  • PPT - RP/SP/LP

Riders You Can Avail With Go Digit Term Insurance Plans

You can avail of the following riders with your Go Digit term insurance plans.

Name of the rider Benefits
Go Digit Accidental Death Rider Offers additional benefits in case of the policyholder’s death due to an accident.
Go Digit Accidental Disability Rider This rider offers the rider sum assured in case the policyholder becomes partially or totally disabled due to an accident.
Go Digit Critical Illness Rider In case the policyholder is diagnosed with any of the critical illnesses mentioned in the brochure then rider benefits are paid to them.

Benefits of Go Digit Term Insurance

Go Digit Term Insurance is one of the most trustworthy and reliable insurer partners you can choose from. Here are the reasons why you should choose Go Digit Term Insurance Plans:

Tired of Pushy Sales? Get Insurance, Your Way Tired of Pushy Sales? Get Insurance, Your Way

Eligibility Criteria of Go Digit Term Insurance Plans

To purchase a Go Digit term insurance plan in 2025, certain eligibility criteria must be met. Let's understand the eligibility criteria in detail.

Age: A person between the ages of 18 and 65 is eligible to apply for a term life insurance plan. The policyholder’s age is a key factor in the term insurance plan’s premium. 

Health condition: Since a Go Digit term insurance plan insures the policyholder’s life, most insurance providers require a policyholder to undergo a health examination to determine the current health condition and the inherent risks for the insurer. Be completely honest about your health condition and medical history to avoid issues during claim settlement. 

Income: An Go Digit term insurance plan has no specified minimum income requirement. However, they might ask you for your bank statement copies and salary slips to determine the coverage on your term plan. 

Smoking habits: If you smoke or have been a smoker in the past, you must disclose this information to the insurer. It is because smokers are exposed to severe health hazards like lung cancer.

Citizenship: Indian citizens can buy a Go Digit term insurance plan in India in their name. However, NRIs or PIOs can also leverage the benefits of a term insurance plan in India.

Additional Benefits Offered By Go Digit Term Insurance Plans

Go Digit Term Insurance Plans offer various additional benefits to the policyholders. Here are some of the additional benefits offered by Go Digit term plans:

Choice of Riders

Go Digit term insurance plans allow you to increase your coverage by choosing add-on riders such as accidental death benefit rider, critical illness rider, disability rider, etc.

Health and Wellness Benefits

Digit Glow by Go Digit offers various additional wellness benefits including doctor on call, wellness coach, lab services, pharmacy services, etc.

Flexible Premium Payment Term

Go Digit term plans offers flexible premium payment terms including monthly, quarterly, half-yearly, and yearly.

Limited Payment Term Option

Digit Glow Term Plan allows policyholders to choose from limited pay and regular pay option.

Tax Benefits

Go Digit term insurance plans offer tax benefits under the Section 80 (C) and Section 10 (10D) of the Income Tax Act, 1961.

Documents Required to Buy Go Digit Term Insurance Policy

Here are the documents required to buy a Go Digit Term Insurance Plan:

  • Regular Smoking
    Photo ID Proof
  • Your Occupation
    Age Proof
  • Pre-Existing Diseases
    Address Proof
  • Your Age
    Medical Records
  • Your Gender
    Income Proof
Photo ID Proof

Photo ID Proof (either of one) - Passport, Aadhaar card, PAN card, Driving license.

How to Buy a Go Digit Term Insurance Plan?

You can buy the Go Digit Term Insurance policy from Policyx.com or the Go Digit Term Insurance website.

Life Insurance
  • Step 1

    Fill out the form at the top of this page with the necessary details.

  • Step 2

    Select your income and city. Click on 'Proceed'.

  • Step 3

    Update your education and occupation details.

  • Step 4

    Choose your preferred plan and click on 'Buy this plan'.

  • Step 5

    Select the policy term, premium period, and riders (if required), and then proceed to make the payment.

Life Insurance
  • Step 1

    Visit the official website of Go Digit Life Insurance.

  • Step 2

    Hover on ‘Life’ from the top menu and click on 'Term Life Insurance'.

  • Step 3

    Fill in your necessary details including your date of birth, annual income and mobile number.

  • Step 4

    Provide additional details such as policy tenure, premium payment tenure, sum assured, etc.

  • Step 5

    Make the payment displayed on the payment page.

Once the payment is made, you will receive a premium receipt on your email.

Why Choose PolicyX.com?

Don't just take our word for it - check out what our happy customers say about us!

All my claims were rejected for 3 years. Then, I received a text from PolicyX team, who noticed that my claims hadn't been settled. They managed to get my claims settled, totalling ₹4.5 L. I really appreciate the efforts of the PolicyX advisors for their support in settling my claims.

Ravindra Singh

I highly appreciate the help of the PolicyX team for settling my claim of Rs. 5 Lakhs with zero deductions. I took a policy online from them in March 2024. As a customer, it's been a great experience throughout the process.

Priti varshney

I'm very satisfied because my claim of over ₹2 L has been settled as a result of your team effort. However, I was very upset with the insurer, who delayed the claim for almost 2 months. But with your support and interaction, the claim was settled within 30 days & I appreciate it a lot.

Nisha Mary

I bought my health policy from PolicyX, and so far, it's been a very pleasant experience with the team. I really appreciate the help for renewing my health policy. I look forward to continuing my relationship with PolicyX and recommend it to everyone.

Ajay Shah

PolicyX has been a savior during a medical emergency in my family recently. My wife was admitted in the hospital, and the insurance company declined my claim request. The PolicyX team handled the situation very well and I received the claim right on time.

Vijay Rathod

I purchased a health plan for the very first time and the support by PolicyX is commendable. They helped me with the paperwork, explained the policy details to me with patience and supported me at every step of policy buying. A big thanks to you guys.

Uma Mahajan

How to File a Go Digit Term Insurance Plan Claim?

The claim settlement process for the Go Digit Term Insurance Plan is very simple and hassle-free. The insurance provider gives you the option of settling a claim both online and offline. We have explained below the process by which you can easily submit & settle your claim:

Online Process

Your Occupation
1

Claim Reporting

Report your Tata term insurance plan claim by visiting the customer support (Claim with ease) section of the Go Digit website. You can send your details through 1800-258-5956 or

Your Occupation
2

Claim Review

Go Digit's customer support staff will review your claim form and will assist you at every step. Their staff will next evaluate your claim and notify you if any papers are still pending.

Your Occupation
3

Claim Approval and Settlement

Your claim will be resolved once you have informed the insurance company of your claim and the insurer has received all of the necessary documents.

Offline Process

The Go Digit term plan claim can be reported by visiting the local Go Digit branch office. They have a branch network of more than 75 branches. You have to submit the essential documents at the branch so that your claim can be processed.

Your Occupation
Life Insurance

More Queries?

If you have any more queries regarding Go Digit Term Insurance Plans, Renewals, or Claim Procedures, contact our insurance experts at:
1800-4200-269 now!

FAQs: Go Digit Term Insurance

1. What is Go Digit Term Insurance?

Go Digit Term Insurance refers to the term insurance products offered by Go Digit Life Insurance.

2. Are medical tests required for Go Digit Term Insurance?

Yes, you have to undergo medical tests to buy Go Digit Term Insurance Plan.

3. Can NRIs purchase Go Digit Term Insurance?

Yes, NRIs can purchase Go Digit Term Insurance.

4. Does Go Digit Term Insurance cover death outside India?

Yes, Go Digit Term Insurance generally covers death outside India, as long as the policyholder is a citizen of India and the premiums are paid on time.

5. What is Go Digit’s claim settlement ratio?

The Go Digit’s claim settlement ratio is 96%.

6. How to calculate premium for Go Digit Term Insurance?

To calculate your Go Digit term insurance premium, you’ll need to consider factors like your age, health, coverage amount (sum assured), policy term, and any optional riders. Go Digit provides an online calculator to help estimate your premium based on these details.

7. Does Go Digit Term Insurance provide tax benefits?

Yes the premiums paid for Go Digit term insurance are eligible for the tax deduction under the Section 80 (C) and Section 10 (10D).

8. Can I increase my coverage in Go Digit Term Insurance later?

No, the base sum assured of an increasing term insurance plan cannot be increased after buying it.

9. What documents are required to buy Go Digit Term Insurance?

To buy a Go Digit term insurance there are various documents required including identity proof, address proof, age proof, income proof, etc.

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Himanshu Kumar

Written By: Himanshu Kumar

Himanshu is a seasoned content writer specializing in keeping readers engaged with the insurance industry, term and life insurance developments, etc. With an experience of 2 years in insurance and HR tech, Himanshu simplifies the insurance information and it is completely visible in his content pieces. He believes in making the content understandable to any common man.

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