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Keeping things simple is not always wrong, but we often choose to make things more complicated for ourselves. To eliminate this, Aditya Birla Sun Life Insurance has launched a term plan named Saral Jeevan Bima. As the name suggests, a plan aims to offer financial support to your family with easy-to-understand features and affordable premiums.
It provides a high life cover and comes with an option, Accidental Death Benefit Rider, which allows you to enhance your base cover for additional protection. You can even choose a premium payment term that allows you to pay a premium once, for a limited period, or throughout the policy term.
Aditya Birla Saral Jeevan Bima Plan offers you a range of benefits including:

| PLAN DETAILS |
Aditya Birla Sun Life Insurance Saral Jeevan Bima |
Sampoorna Raksha Promise |
| Premium Including GST | ||
| Key Features (Key features of the plan) |
|
|
| Plan Maturity age | Maximum Maturity Age - 70 years | Maximum maturity age- 100 years |
| Plan Sum Assured | Base sum assured: 5 lakhs to 25 Lakhs | Base sum assured- Rs 25 lakhs to No limit |
| Plan Entry Age | Minimum Age - 18 years Maximum Age - 65 years | Minimum age- 18 years, Maximum age- 65 years |
| Plan Payment modes | Monthly, Half-Yearly or Annually | Yearly, half-yearly, quarterly, and monthly |
| Plan Policy loan | The policy loan is not available under Aditya Birla Life Saral Jeevan Bima | No policy loan is available under this plan. |
| Plan Sample Premium | Rs 567-/ per month | Rs 655/- per month |
| Plan Brochure | Brochure URL | Brochure URL |
| Policy Term | Minimum term - 5 years, Maximum term - 40 years | Minimum term - 1 year Maximum term - 82 years |
| Claim Settlement Ratio (2024-25) | 98.65 | 99.41 |
|
Tata AIA Sampoorna Raksha Promise Term Plan 2024 | Tata AIA Life Insurance | Tata AIA Life |
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* The above sample premiums are for a 30-year-old male, nonsmoker with a sum assured of Rs 50 lakhs and a policy tenure of 25 years. You can calculate the premiums for the above term insurance plans using the PolicyX Term Insurance Calculator.