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Click 2 Protect 3d Plus
670-/ per month
VS
Smart Term Plan Plus
586/- per month
HDFC Life Click 2 Protect 3D Plus provides policyholders and their loved ones with comprehensive financial security. As the name suggests, this term insurance plan offers protection against the 3Ds of insurance: death, disability, and disease. It provides financial protection to the insured person's family at affordable rates & pays for the claim made on account of death, permanent disability, and diseases. All in all, HDFC Life Click 2 Protect Plus Life ensures that your family can fulfill all their dreams even in your absence and makes them financially independent. Overall, the HDFC Life Click 2 Protect 3D Plus Review reflects its versatility and value for money.
Some of the major HDFC Life Click 2 Protect 3d Plus benefits include
| PLAN DETAILS |
Click 2 Protect 3d Plus |
Smart Term Plan Plus |
| Premium Including GST | ||
| Key Features (Key features of the plan) |
|
|
| Plan Maturity age | Maximum Maturity Age - 99 years | Maximum maturity age- 100 years |
| Plan Sum Assured | Basic Sum Assured: ₹10 Lakhs to no limit. | Base sum assured- Rs 25 lakhs to No limit |
| Plan Entry Age | Minimum Age - 18 years Maximum Age - 65 years | Minimum Age - 18 years Maximum Age - 65 years |
| Plan Payment modes | Single, Annual, Semi-Annual, Quarterly, and Monthly | Yearly, half-yearly, quarterly, and monthly |
| Plan Policy loan | The policy loan is not available under HDFC Life Click 2 Protect 3D Plus Plan. | Policy loan is not available |
| Plan Sample Premium | Rs 670-/ per month | Rs 586/- per month |
| Plan Brochure | Brochure URL | Brochure URL |
| Policy Term | Minimum term - 10 years Maximum term - 15 years | Minimum policy term- 5 years, Maximum policy term- 82 years |
| Claim Settlement Ratio (2024-25) | 99.68% | 99.65 |
|
HDFC Life Click 2 Protect 3D Plus Plan Review |
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* The above sample premiums are for a 30-year-old male, nonsmoker with a sum assured of Rs 50 lakhs and a policy tenure of 25 years. You can calculate the premiums for the above term insurance plans using the PolicyX Term Insurance Calculator.
You can add the following riders to your HDFC 3D Plus Plan:
It covers critical illnesses and provides extra financial protection on the investigation of critical illnesses.
A lump sum amount of basic and extra sum insured, is paid for death due to accidents against the payment of additional premium for the extra sum insured selected. It is present only in Extra Life and Extra Life Income options.
By choosing this option, you have the chance to increase the policy cover on every anniversary date of the policy. There would be a systematic or fixed increase as determined during the buying of policy.
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