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Click 2 Protect Super Plan vs Canara Saral

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Click 2 Protect Super Plan vs Canara Saral

Click 2 Protect Super Plan

HDFC Life Click 2 Protect Super Plan is one of the top term insurance plans that offers high life cover at affordable premiums and multiple coverage options. The plan offers a choice of 3 plan options: Life Option, Life Plus Option, and Life Goal Option. The plan protects you against unfortunate inc...

Canara Saral

Canara HSBC Saral Jeevan Bima is a simple, easy to understand term insurance plan that comes with benefits like easy on pocket premiums, flexibility to choose your own policy term and premium payment term. It gives a lump sum payment to your nominee in the event of your demise.Canara HSBC Saral Jeev...

PLAN DETAILS

Click 2 Protect Super Plan


Canara Saral

Premium Including GST
Key Features
(Key features of the plan)
  • CI Cover Available
  • 3 Plan Variants
  • Avail Spouse Cover
  • Get Accidental Cover
  • Premium Discount for Female
  • Multiple Premium Paying Term
Plan Maturity age Maximum Maturity Age - 85 years Maximum Maturity Age - 70 years
Plan Sum Assured Basic Sum Assured: ₹5,000 to no limit. Basic Sum Assured: Rs. 5 Lakhs to Rs. 25 Lakhs
Plan Entry Age Minimum Age - 18 years Maximum Age - 65 years Minimum Age - 18 years Maximum Age - 65 years
Plan Payment modes Half-yearly, quarterly & monthly Yearly, half-yearly & monthly
Plan Policy loan The policy loan is not available under HDFC Click 2 Protect Super Plan. The policy loan is not available under Canara HSBC Saral Jeevan Bima Plan.
Plan Sample Premium Rs 677/- per month Rs 508-/ per month
Plan Brochure Brochure URL Brochure URL
Policy Term Minimum term - 5 years Maximum term - 85 years Minimum term - 5 years Maximum term - 40 years
Claim Settlement Ratio (2023-24) 99.68% 99.43%
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* The above sample premiums are for a 30-year-old male, nonsmoker with a sum assured of Rs 50 lakhs and a policy tenure of 25 years. You can calculate the premiums for the above term insurance plans using the PolicyX Term Insurance Calculator.

Know More About Plans

HDFC Life Click 2 Protect Super Plan is one of the top term insurance plans that offers high life cover at affordable premiums and multiple coverage options. The plan offers a choice of 3 plan options: Life Option, Life Plus Option, and Life Goal Option. The plan protects you against unfortunate incidents like death, accidental death, and terminal illness.

Apart from this, this is one of the best term insurance plans that also offers a waiver of premium on the diagnosis of a critical Illness and additional cover for a spouse.

HDFC Click to Protect Super offers you a range of benefits, including:

why-choose
  • Return of Premium (ROP)
  • Waiver of Premium on Critical Illness
  • Waiver of Premium on Total and Permanent Disability
  • Spouse Cover Option
  • Cover Accidental Death
  • Increasing Death Benefit Up To 200%

Riders

Riders Associated with Canara HSBC iSelect Smart 360 Term Plan

You can add the following riders to your Canara HSBC iSelect Smart 360 Term Plan:

Accidental Death Benefit

Get an extra payout on top of base cover upon death due to an accident.

Accidental Total & Permanent Disability Premium Protection

Upon accidental total & permanent disability to the policyholder, your future premiums will be waived, and the policy will continue till maturity.

Critical Illness Premium Protection

If you are diagnosed with 40 pre-specified critical illnesses, your future premiums will be waived, and the policy will continue until maturity.

Terminal Illness Benefit

If you are diagnosed with any covered terminal illness, lump sum benefit up to a maximum of Rs. 2 Crores shall be payable while you're alive.

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