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Click 2 Protect Super Plan
677/- per month
VS
Flexi Term Pro Plan
650-/ per month
| PLAN DETAILS |
Click 2 Protect Super Plan |
Flexi Term Pro Plan |
| Premium Including GST | ||
| Key Features (Key features of the plan) |
|
|
| Plan Maturity age | Maximum Maturity Age - 85 years | Maximum Maturity Age - 99 years |
| Plan Sum Assured | Basic Sum Assured: ₹5,000 to no limit. | Basic Sum Assured: ₹25 Lakhs to no limit. |
| Plan Entry Age | Minimum Age - 18 years Maximum Age - 65 years | Minimum Age - 18 years Maximum Age - 65 years |
| Plan Payment modes | Half-yearly, quarterly & monthly | Annual, Semi-Annual, Quarterly, and Monthly |
| Plan Policy loan | The policy loan is not available under HDFC Click 2 Protect Super Plan. | The policy loan is not available under Bharti AXA Life Flexi Term Pro Plan. |
| Plan Sample Premium | Rs 677/- per month | Rs 650-/ per month |
| Plan Brochure | Brochure URL | Brochure URL |
| Policy Term | Minimum term - 5 years Maximum term - 85 years | Minimum term - 5 years Maximum term - 50 years |
| Claim Settlement Ratio (2023-24) | 99.7 | 99.18 |
|
HDFC Term Insurance Bharti AXA Term Insurance Plans |
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* The above sample premiums are for a 30-year-old male, nonsmoker with a sum assured of Rs 50 lakhs and a policy tenure of 25 years. You can calculate the premiums for the above term insurance plans using the PolicyX Term Insurance Calculator.
HDFC Life Click 2 Protect Super Plan is one of the top term insurance plans that offers high life cover at affordable premiums or multiple coverage options. The plan offers a choice of 3 plan options: Life Option, Life Plus Option, and Life Goal Option. The plan protects you against unfortunate incidents like death, accidental death, and terminal illness.
Apart from this, this is one of the best term insurance plans that also offers a waiver of premium on the diagnosis of a critical Illness and additional cover for a spouse.
HDFC Click 2 Protect Super offers you a range of benefits, including:
You can add the following riders to your Bharti AXA Life Flexi Term Pro Plan:
Get an additional payment of a fixed benefit for each day of hospitalization and a lump sum benefit in case of surgery.
Get an extra payout on top of the base cover in case of unfortunate death due to an accident.
It waives off your future premiums in case you're faced with an unfortunate event like critical illness, permanent disability, or death.
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