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Click 2 Protect Super Plan
677/- per month
VS
Hdfc Life Sanchay Legacy
690-/ per month
HDFC Life Click 2 Protect Super Plan is one of the top term insurance plans that offers high life cover at affordable premiums and multiple coverage options. The plan offers a choice of 3 plan options: Life Option, Life Plus Option, and Life Goal Option. The plan protects you against unfortunate incidents like death, accidental death, and terminal illness.
Apart from this, this is one of the best term insurance plans that also offers a waiver of premium on the diagnosis of a critical Illness and additional cover for a spouse.
HDFC Click to Protect Super offers you a range of benefits, including:
| PLAN DETAILS |
Click 2 Protect Super Plan |
Hdfc Life Sanchay Legacy |
| Premium Including GST | ||
| Key Features (Key features of the plan) |
|
|
| Plan Maturity age | Maximum Maturity Age - 85 years | Maximum Maturity Age - NA |
| Plan Sum Assured | Basic Sum Assured: ₹5,000 to no limit. | Base sum assured: 1.25 times the Single Premium |
| Plan Entry Age | Minimum Age - 18 years Maximum Age - 65 years | Minimum Age - 40 years Maximum Age - 75 years |
| Plan Payment modes | Half-yearly, quarterly & monthly | Annually, Half-yearly, Monthly, Quarterly |
| Plan Policy loan | The policy loan is not available under HDFC Click 2 Protect Super Plan. | The policy loan is not available under HDFC Life Sanchay Legacy Plan |
| Plan Sample Premium | Rs 677/- per month | Rs 690-/ per month |
| Plan Brochure | Brochure URL | Brochure URL |
| Policy Term | Minimum term - 5 years Maximum term - 85 years | Whole Life |
| Claim Settlement Ratio (2023-24) | 99.68% | 99.68% |
|
HDFC Term Insurance HDFC life sanchay par advantage plan full details | HDFC LIFE Sanchay Par Advantage Benefits |
||
* The above sample premiums are for a 30-year-old male, nonsmoker with a sum assured of Rs 50 lakhs and a policy tenure of 25 years. You can calculate the premiums for the above term insurance plans using the PolicyX Term Insurance Calculator.
You can add the following riders to your HDFC Life Sanchay Legacy Plan:
Under this rider, upon the Accidental Total Permanent Disability, a benefit equal to 1 % of the rider sum assured per month will be payable for the next ten years.
Under this rider, upon the diagnosis of any listed 19 critical illnesses- a sum assured equal to the rider sum assured will be payable.
A Benefit equal to the rider sum assured will be payable in case of accidental death or partial/total disability due to an accident.
Under this rider, a lump sum benefit equal to the rider sum is assured upon diagnosing any of the covered 60 Critical Illnesses, such as Stage Cancer / Major Cancer.
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