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Click 2 Protect Super Plan
677/- per month
VS
Isecure Loan Plan
788/- per month
| PLAN DETAILS |
Click 2 Protect Super Plan |
Isecure Loan Plan |
| Premium Including GST | ||
| Key Features (Key features of the plan) |
|
|
| Plan Maturity age | Maximum Maturity Age - 85 years | Maximum Maturity Age - 65 years |
| Plan Sum Assured | Basic Sum Assured: ₹5,000 to no limit. | Base sum assured: Rs 3 lakhs to no limit |
| Plan Entry Age | Minimum Age - 18 years Maximum Age - 65 years | Minimum Age - 18 years Maximum Age - 60 years |
| Plan Payment modes | Half-yearly, quarterly & monthly | Annual, half-yearly, quarterly & monthly |
| Plan Policy loan | The policy loan is not available under HDFC Click 2 Protect Super Plan. | The policy loan is not available under isecure Loan Plan |
| Plan Sample Premium | Rs 677/- per month | Rs 788/- per month |
| Plan Brochure | Brochure URL | Brochure URL |
| Policy Term | Minimum term - 5 years Maximum term - 85 years | Minimum term - 10 years Maximum term - 25 years |
| Claim Settlement Ratio (2023-24) | 99.68% | 99.29 |
|
HDFC Term Insurance |
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* The above sample premiums are for a 30-year-old male, nonsmoker with a sum assured of Rs 50 lakhs and a policy tenure of 25 years. You can calculate the premiums for the above term insurance plans using the PolicyX Term Insurance Calculator.
HDFC Life Click 2 Protect Super Plan is one of the top term insurance plans that offers high life cover at affordable premiums and multiple coverage options. The plan offers a choice of 3 plan options: Life Option, Life Plus Option, and Life Goal Option. The plan protects you against unfortunate incidents like death, accidental death, and terminal illness.
Apart from this, this is one of the best term insurance plans that also offers a waiver of premium on the diagnosis of a critical Illness and additional cover for a spouse.
HDFC Click to Protect Super offers you a range of benefits, including:
You can add the following riders to your Bajaj i-Secure Loan Term Plan:
In case of the policyholder’s demise due to the accident benefits are paid to their nominee.
Future premiums are waived off in case of the policyholder’s demise due to accidental death, disability, or any of the 11 critical illnesses mentioned.
Under the accidental disability rider,Benefits are offered in case of the policyholder’s disability or demise due to the accident.
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