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Click 2 Protect Super Plan vs Mera Jeevan Suraksha Plan

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Click 2 Protect Super Plan vs Mera Jeevan Suraksha Plan

Click 2 Protect Super Plan

HDFC Life Click 2 Protect Super Plan is one of the top term insurance plans that offers high life cover at affordable premiums or multiple coverage options. The plan offers a choice of 3 plan options: Life Option, Life Plus Option, and Life Goal Option. The plan protects you against unfortunate inci...

Mera Jeevan Suraksha Plan

PNB Metlife Mera Jeevan Suraksha Plan is designed to provide quality coverage in unforeseen circumstances. The plan not only includes death coverage but also encourages and rewards you for staying fit by offering discounts for non-smokers. The policy term is a maximum of 40 years and is available as...

PLAN DETAILS

Click 2 Protect Super Plan


Mera Jeevan Suraksha Plan

Premium Including GST
Key Features
(Key features of the plan)
  • CI Cover Available
  • 3 Plan Variants
  • Avail Spouse Cover
  • Return of Premium Benefit
  • Waiver of Premium
  • Terminal Illness Cover
Plan Maturity age Maximum Maturity Age - 85 years Maximum Maturity Age - 80 years
Plan Sum Assured Basic Sum Assured: ₹5,000 to no limit. Basic Sum Assured: ₹25L to No Limit
Plan Entry Age Minimum Age - 18 years Maximum Age - 65 years Minimum Age - 18 years Maximum Age - 65 years
Plan Payment modes Half-yearly, quarterly & monthly Annual, Semi-Annual, and Monthly
Plan Policy loan The policy loan is not available under HDFC Click 2 Protect Super Plan. The policy loan is not available under PNB Mera Jeevan Suraksha Plan.
Plan Sample Premium Rs 677/- per month Rs 532-/ per month
Plan Brochure Brochure URL Brochure URL
Policy Term Minimum term - 5 years Maximum term - 85 years Minimum term - 10 years Maximum term - 40 years
Claim Settlement Ratio (2023-24) 99.7 99.2
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* The above sample premiums are for a 30-year-old male, nonsmoker with a sum assured of Rs 50 lakhs and a policy tenure of 25 years. You can calculate the premiums for the above term insurance plans using the PolicyX Term Insurance Calculator.

Know More About Plans

HDFC Life Click 2 Protect Super Plan is one of the top term insurance plans that offers high life cover at affordable premiums or multiple coverage options. The plan offers a choice of 3 plan options: Life Option, Life Plus Option, and Life Goal Option. The plan protects you against unfortunate incidents like death, accidental death, and terminal illness.

Apart from this, this is one of the best term insurance plans that also offers a waiver of premium on the diagnosis of a critical Illness and additional cover for a spouse.

HDFC Click 2 Protect Super offers you a range of benefits, including:

why-choose
  • Return of Premium (ROP)
  • Waiver of Premium on Critical illness
  • Waiver of Premium on Total and Permanent Disability
  • Spouse Cover Option
  • Cover Accidental Death
  • Increasing Death Benefit Up To 200%

Riders

Riders Associated with PNB MetLife Mera Jeevan Suraksha Plan

You can add the following riders to your PNB MetLife Mera Jeevan Suraksha Plan:

PNB MetLife Serious Illness Rider

Get additional health coverage on top of the base cover in case of a diagnosis of any listed critical illnesses.

PNB MetLife Accidental Death Benefit Rider

Get an extra payout on top of base cover upon your unfortunate death due to an accident.

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