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Click 2 Protect Super Plan vs Premium Return Protection Plan

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Click 2 Protect Super Plan vs Premium Return Protection Plan

Click 2 Protect Super Plan

HDFC Life Click 2 Protect Super Plan is one of the top term insurance plans that offers high life cover at affordable premiums or multiple coverage options. The plan offers a choice of 3 plan options: Life Option, Life Plus Option, and Life Goal Option. The plan protects you against unfortunate inci...

Premium Return Protection Plan

Axis Max Life Premium Return Protection Plan is a simple term insurance plan that offers coverage along with a 'Return of Premium' benefit. The plan offers a limited premium-paying term of 11 years making it a smart choice for securing a family's future. The policyholder has the flexibility to choos...

PLAN DETAILS

Click 2 Protect Super Plan


Premium Return Protection Plan

Premium Including GST
Key Features
(Key features of the plan)
  • CI Cover Available
  • 3 Plan Variants
  • Avail Spouse Cover
  • Return of Premium Plan
  • Flexible-Premium Payment Term
  • 1 Crore Max Sum Assured
Plan Maturity age Maximum Maturity Age - 85 years Maximum Maturity Age - 75 years
Plan Sum Assured Basic Sum Assured: ₹5,000 to no limit. Base sum assured: 50 lakhs to no limit
Plan Entry Age Minimum Age - 18 years Maximum Age - 65 years Minimum Age - 21 years Maximum Age - 55 years
Plan Payment modes Half-yearly, quarterly & monthly Annual, half-yearly, quarterly & monthly
Plan Policy loan The policy loan is not available under HDFC Click 2 Protect Super Plan. The policy loan is not available under Max Life Premium Return Protection Plan.
Plan Sample Premium Rs 677/- per month Rs 627-/ per month
Plan Brochure Brochure URL Brochure URL
Policy Term Minimum term - 5 years Maximum term - 85 years Minimum term - 20 years Maximum term - 30 years
Claim Settlement Ratio (2023-24) 99.7 99.70
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* The above sample premiums are for a 30-year-old male, nonsmoker with a sum assured of Rs 50 lakhs and a policy tenure of 25 years. You can calculate the premiums for the above term insurance plans using the PolicyX Term Insurance Calculator.

Know More About Plans

HDFC Life Click 2 Protect Super Plan is one of the top term insurance plans that offers high life cover at affordable premiums or multiple coverage options. The plan offers a choice of 3 plan options: Life Option, Life Plus Option, and Life Goal Option. The plan protects you against unfortunate incidents like death, accidental death, and terminal illness.

Apart from this, this is one of the best term insurance plans that also offers a waiver of premium on the diagnosis of a critical Illness and additional cover for a spouse.

HDFC Click 2 Protect Super offers you a range of benefits, including:

why-choose
  • Return of Premium (ROP)
  • Waiver of Premium on Critical illness
  • Waiver of Premium on Total and Permanent Disability
  • Spouse Cover Option
  • Cover Accidental Death
  • Increasing Death Benefit Up To 200%

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