Click 2 Protect Super Plan
vs
Smart Term Plan
- Affordable Premiums
- Multiple plan options to choose from
- Flexible premium payment options
| PLAN DETAILS |
76-1727255108.webp){kind=logo} Click 2 Protect Super Plan |
 Smart Term Plan |
| Premium Including GST | ||
| Key Features (Key features of the plan) |
|
|
| Plan Maturity age | Maximum Maturity Age - 85 years | Maximum Maturity Age - 85 years |
| Plan Sum Assured | Basic Sum Assured: ₹5,000 to no limit. | Base sum assured: 20 lakhs to no limit. |
| Plan Entry Age | Minimum Age - 18 years Maximum Age - 65 years | Minimum Age - 18 years Maximum Age - 65 years |
| Plan Payment modes | Half-yearly, quarterly & monthly | Annual, half-yearly, quarterly & monthly |
| Plan Policy loan | The policy loan is not available under HDFC Click 2 Protect Super Plan. | The policy loan is not available under Axis Max Life Smart Secure Plus Plan. |
| Plan Sample Premium | Rs 677/- per month | Rs 586/- per month |
| Plan Brochure | Brochure URL | Brochure URL |
| Policy Term | Minimum term - 5 years Maximum term - 85 years | Minimum term - 10 years Maximum term - 67 years |
| Claim Settlement Ratio (2023-24) | 99.7 | 99.70 |
* The above sample premiums are for a 30-year-old male, nonsmoker with a sum assured of Rs 50 lakhs and a policy tenure of 25 years. You can calculate the premiums for the above term insurance plans using the PolicyX Term Insurance Calculator.
HDFC Life Click 2 Protect Super is one of the top term insurance plan that offers high life cover at affordable premiums or multiple coverage options. The plan offers a choice of 3 plan options: Life Option, Life Plus option, and Life Goal Option. The plan protects you against unfortunate incidents like death, accidental death, and terminal illness.
Apart from this, the plan also offers a waiver of premium on the diagnosis of critical Illness and additional cover for a spouse.
HDFC Click 2 Protect Super offers you a range of benefits including:
There are multiple riders available under the HDFC Click 2 Protect Super Plan that individuals can opt for:
Under this rider, individuals can avail of a benefit equal to 1% of the rider sum assured per month for the next 10 years, in case of an Accidental Total Permanent Disability.
A lump sum benefit equal to the Rider Sum Assured shall be payable in case you are diagnosed with any of the 19 Critical Illnesses.
Get an extra payout on top of the base cover in case of accidental death or partial/total disability due to an accident.
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With 9 years of progressive experience in the insurance industry, including 7 years at Policy X, I have honed my expertise in Life and Health Insurance. My strengths lie in devising customer-centric solutions, streamlining insurance processes, and delivering exceptional service. I have successfully led high-performing teams, excelling in business planning, manpower management, and strategic decision-making.
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