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Click 2 Protect Super Plan
677/- per month
VS
Smart Term Plan Plus
586/- per month
| PLAN DETAILS |
Click 2 Protect Super Plan |
Smart Term Plan Plus |
| Premium Including GST | ||
| Key Features (Key features of the plan) |
|
|
| Plan Maturity age | Maximum Maturity Age - 85 years | Maximum maturity age- 100 years |
| Plan Sum Assured | Basic Sum Assured: ₹5,000 to no limit. | Base sum assured- Rs 25 lakhs to No limit |
| Plan Entry Age | Minimum Age - 18 years Maximum Age - 65 years | Minimum Age - 18 years Maximum Age - 65 years |
| Plan Payment modes | Half-yearly, quarterly & monthly | Yearly, half-yearly, quarterly, and monthly |
| Plan Policy loan | The policy loan is not available under HDFC Click 2 Protect Super Plan. | Policy loan is not available |
| Plan Sample Premium | Rs 677/- per month | Rs 586/- per month |
| Plan Brochure | Brochure URL | Brochure URL |
| Policy Term | Minimum term - 5 years Maximum term - 85 years | Minimum policy term- 5 years, Maximum policy term- 82 years |
| Claim Settlement Ratio (2023-24) | 99.7 | 99.70 |
|
HDFC Term Insurance |
||
* The above sample premiums are for a 30-year-old male, nonsmoker with a sum assured of Rs 50 lakhs and a policy tenure of 25 years. You can calculate the premiums for the above term insurance plans using the PolicyX Term Insurance Calculator.
HDFC Life Click 2 Protect Super Plan is one of the top term insurance plans that offers high life cover at affordable premiums or multiple coverage options. The plan offers a choice of 3 plan options: Life Option, Life Plus Option, and Life Goal Option. The plan protects you against unfortunate incidents like death, accidental death, and terminal illness.
Apart from this, this is one of the best term insurance plans that also offers a waiver of premium on the diagnosis of a critical Illness and additional cover for a spouse.
HDFC Click 2 Protect Super offers you a range of benefits, including:
You can choose the following riders with your Axis Max Smart Term Plan Plus to enhance your plan coverage:
In case the policyholder is diagnosed with 22 and 64 critical illnesses or suffers from permanent disability due to an accident the rider benefits are paid.
This rider waives off all future premiums of your policy under these circumstances- critical illness, dismemberment, or death.
In case the policyholder suffers death or dismemberment due to an accident, rider benefits are paid to either the policyholder or the nominee.
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